Credit Analyst – Auto Finance

Responsibilities

• Engage with Dealerships:
  Follow up with dealerships on automated decisioned loan applications to secure contracts and build lasting relationships.
• Review and Approve Loans:
  Ensure that sales contracts align with program specifications or provide alternative solutions when necessary to meet lending guidelines.
• Build Strong Relationships:
  Communicate regularly with dealers, the sales/marketing team, and funders to collaborate on solutions that drive success.
• Negotiate and Restructure Deals:
  Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward.
• Analyze Credit Data:
  Evaluate credit reports, customer information, and application structures to make informed, profitable underwriting decisions.
• Achieve Your Goals:
  Meet monthly targets for production, quality, and customer satisfaction, driving both personal and team success.
• Assess and Manage Risk:
  Carefully review loan applications to assess creditworthiness and ensure that all contracts meet company standards.

• Bachelor’s degree preferred (or equivalent combination of education and experience)
• Consumer auto finance or underwriting in financial services experience preferred
• Proficient in Microsoft Office, Google G Suite, and Teams