Senior Loan Operations Administrator

• Manage the full lifecycle of SBA and complex commercial loan transactions, including processing, documentation, closing, and funding
• Analyze loan approvals to determine due diligence, documentation requirements, and closing structure
• Coordinate with Relationship Managers, CDCs, legal counsel, title/escrow companies, and internal partners to facilitate timely closings
• Direct preparation of loan documentation aligned with credit approval, SBA SOP, and program eligibility requirements
• Communicate with borrowers and counter parties to obtain and validate required documentation
• Ensure compliance with SBA SOP, regulatory requirements, and internal credit policy
• Validate eligibility requirements to preserve SBA guaranty integrity
• Review collateral structure, lien priority, insurance coverage, and third-party reports
• Maintain complete, accurate, audit-ready loan files
• Coordinate loan closings, funding packages, and settlement review
• Book and fund loans in core systems
• Process disbursements, wires, and vendor payments
• Calculate, collect, and reconcile fees and closing costs
• Deliver complete loan packages for boarding and coordinate handoff with Loan Servicing
• Monitor post-closing requirements, trailing documents, collateral perfection, and SBA-specific conditions
• Track and resolve exceptions to reduce guaranty risk
• Support portfolio management through covenant monitoring, UCC tracking, and financial reporting
• Serve as a subject matter expert on SBA lending and complex loan structures
• Train, mentor, and guide Loan Administrators and junior staff
• Identify process improvements and partner with leadership on standardization initiatives

• 5+ years of SBA loan processing and closing experience, including 7(a), 504, and Express loans
• High school diploma required
• Strong working knowledge of SBA SOP, lending regulations, and loan documentation practices
• Experience with complex commercial loan structures and multi-party transactions
• Ability to manage high-volume, deadline-driven pipelines with minimal oversight
• Strong analytical, organizational, and problem-solving skills
• Demonstrated ability to mentor and develop team members

Expertise in managing the full lifecycle of SBA and complex commercial loan transactions, ensuring compliance with SBA SOP and regulatory requirements while mentoring junior staff and driving process improvements.

• SBA Loan Processing
• Complex Commercial Loan Structures
• Loan Documentation Practices
• Regulatory Compliance Team Mentoring

• Loan Transaction Management
• Due Diligence Analysis
• Collateral Structure Review
• Fee Calculation and Reconciliation
• Loan Funding and Disbursement

• Analytical Skills
• Organizational Skills
• Problem-Solving Skills

• SBA SOP
• 7(a) Loans
• 504 Loans
• Express Loans
• Multi-Party Transactions

• Core Loan Systems
• Financial Reporting Tools