Portfolio Manager

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Full Time Professional Tucson, AZ, US

At Southwest Heritage Bank, we are dedicated to the financial well-being of our entire community—from small to medium‑sized businesses to the families and individuals who call this region home. We provide comprehensive banking solutions, from essential online banking and bill pay to specialized services, all delivered by local experts. Whether you’re expanding operations, acquiring equipment, or financing a new building, our experienced banking officers are dedicated to helping you achieve your financial goals.

We are committed to consistently delivering responsive, tailored, and expert banking services through local leadership.

Southwest Heritage Bank combines the long tradition of Bank 34 and Commerce Bank of Arizona, bringing over 90 years of dedicated service to Arizona and New Mexico. We believe a strong local bank is the foundation of a strong community, and our success is measured by the success of the communities we serve. By reinvesting locally and providing custom financial solutions, we continue our legacy of building relationships and supporting the people and businesses who are rooted in this region.

We have created a culture built on trust, collaboration, and genuine care for our employees. Our people consistently recognize our supportive leadership, open communication, generous benefits, and the strong sense of camaraderie that makes our bank a rewarding place to work. Employees value having accessible leaders who listen, opportunities for internal career growth, and an environment that welcomes diverse perspectives and empowers individuals to make meaningful contributions.

Our culture is intentionally woven into every aspect of our organization; from the way we lead and collaborate to the way we serve our customers and communities. We invest in our people by providing opportunities for professional growth, promoting from within whenever possible, and empowering employees to make decisions that benefit our customers and communities. Teamwork and collaboration are encouraged across all departments, creating an environment where employees support one another, share ideas, and celebrate achievements together.

The position of the Portfolio Manager (PM) is primarily responsible for the supervision and gathering, analyzing, and underwriting credit information on current and potential customers; determining whether a lending opportunity fits within the objectives and credit standards of the Bank; and preparing credit presentations via the Bank’s lending software program. The SPM is also responsible for soliciting, negotiating, and coordinating the closing of SBA, commercial real estate, and commercial business loans.

The position assists in maintaining the established Bank goals and effectively interacts with customers and prospects to develop a mutually beneficial relationship.

The PM plays a key role in collaborating and generating solutions to current and prospective customers. The PM has knowledge of advanced lending concepts, structures, practices and procedures and of various government guaranteed loan programs. The PM oversees the ongoing monitoring of the portfolio performance to effectively manage credit risk and maximize return to the Bank. This includes, but is not limited to, assisting lenders with collection of routine financial information due, underwriting annual reviews, and quarterly risk updates.

At the Chief Credit Officer’s discretion, the PM may be assigned a lending limit, which would include reviewing various loan requests for approval…