Deposit and Payment Processing Specialist - Research​/Adjustments

PAY RANGE

The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly.

Compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Performance-based incentives are available for hired applicants.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

Step into a role where your attention to detail and problem-solving skills directly support the financial well-being of our members. As a Deposit and Payment Processing Specialist, you play a key role in ensuring the smooth, accurate, and compliant movement of funds across multiple payment channels. From wires and ACH transactions to check processing and settlements, your work keeps critical systems running seamlessly.

You’ll be at the heart of daily operations—balancing accounts, resolving discrepancies, and ensuring every transaction is handled with precision. Your expertise helps maintain trust, accuracy, and efficiency, while your curiosity and commitment to learning ensure you stay ahead of evolving payment systems and regulations. This is your opportunity to make a meaningful impact in a fast-paced, detail-driven environment where your contributions truly matter.

Note:

This role will require flexibility to rotate schedules throughout the year including a closing shift until 8:00 PM. When onsite, the role may have a hybrid schedule based on business needs.

• Ensure Accurate Processing:
  You’ll process ACH transactions, wire transfers, checks, and deposits, making sure everything is completed accurately and within Federal Reserve and NACHA timelines.
• Manage Daily Settlements:
  You’ll balance and reconcile accounts, ensuring all transactions are correctly posted to general ledger (GL) and member accounts.
• Handle Wires with Precision:
  You’ll retrieve, monitor, and post incoming and outgoing wires daily, ensuring proper crediting and debiting of accounts.
• Resolve Discrepancies:
  You’ll investigate and resolve internal and external transaction issues, using your analytical skills to identify and correct discrepancies.
• Support Payment Operations:
  You’ll operate image scanners and process check and remittance documents across various workflows.
• Collaborate with Financial Institutions:
  You’ll maintain communication regarding cash letters, return letters, and transaction statuses to ensure seamless operations.
• Deliver Member Support:
  You’ll respond to member inquiries in a timely and professional manner, researching and resolving exception transactions or out-of-balance conditions.
• Maintain Compliance & Security:
  You’ll ensure all processes meet regulatory, compliance, and information protection requirements while maintaining organized and secure records.
• Apply Industry Knowledge:
  You’ll leverage your understanding of Federal Reserve, NACHA, and electronic funds transfer regulations to ensure compliance in all processes.
• Support Continuous Improvement:
  You’ll stay informed on policies, procedures, and industry regulations while contributing to operational efficiency.
• Provide Documentation & Approvals:
  You’ll prepare supporting documentation and obtain leadership approval for adjustment and charge-off items.
• Take on Additional Responsibilities:
  You’ll support team success by taking on other duties as needed.

• Purpose-Driven Work:
  Play a vital role in ensuring accurate financial transactions that directly impact member trust and experience.
• Skill Expansion:
  Deepen your expertise in ACH, wire processing, reconciliation, and electronic funds transfer systems.
• Continuous Learning:
  Exposure to evolving regulations, payment technologies, and operational best practices.
• Career Growth Opportunities:
  Build a strong operational foundation that can open doors across financial services and payments.
• Collaborative Environment:
  Work alongside a supportive team that values communication, knowledge-sharing, and success.
• Problem-Solving…