Senior Credit Analyst

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Inceed has partnered with a great company to help find a skilledSenior Credit Analystto join their team! This individual will be part of a dynamic credit team, providing in-depth financial analysis on complex commercial loans and supporting high-level decision-making across the organization. With direct exposure to borrowers and commercial bankers, this position offers an engaging and visible opportunity to contribute to the financial strategy of a growing institution.

The ideal candidate will bring expertise in loan underwriting, risk assessment, and regulatory compliance, and will serve as a trusted partner in identifying and evaluating potential risks while supporting business growth.

Responsibilities:

Analyze financial data and supporting materials for high-value commercial loans exceeding $10 million in aggregate debt

Partner with commercial bankers to gather necessary documentation and perform deeper reviews when additional details are required

Conduct industry research to stay informed on market trends and conditions relevant to the loan portfolio

Collaborate on loan proposals, assess customer creditworthiness, and contribute to credit memorandums for committee reviews

Engage directly with clients during credit analysis processes to ensure thorough evaluations

Identify opportunities to enhance internal credit and lending processes through recommendations to leadership

Track financial covenant compliance and manage ongoing monitoring of technical exceptions

Produce reports forecasting industry outlooks and associated risks

Deliver detailed concentration reports to support strategic planning for upcoming business cycles

Prepare various financial oversight reports, including LTV analyses, officer stock portfolios, and covenant tracking

Support and potentially lead junior credit analysts through mentoring and training

Required Qualifications & Experience:

Bachelor’s degree in Accounting, Finance, Business, or equivalent professional experience in lending, finance, or accounting

Completion of 9 hours of college-level accounting or equivalent specialized training in financial analysis or underwriting

Minimum of 3 years of experience as a credit analyst or commercial loan underwriter

Nice to Have Skills & Experience:

Experience with advanced financial modeling or forecasting tools

Prior supervisory or mentorship responsibilities in a credit analysis environment

Knowledge of banking policies, regulatory requirements, and risk management practices

Perks & Benefits:

Comprehensive benefits package available

Other Information:

May include supervisory duties for Credit Analyst I or II roles

Responsible for ensuring team adherence to compliance training and internal policies

Involves strategic input on staffing, performance reviews, and workflow planning

If you are interested in learning more about theSenior Credit Analystopportunity, please submit your resume for consideration. Our client is unable to provide sponsorship at this time.

We are Inceed, a staffing direct placement firm who believes in the possibility of something better. Our mission is simple:
We’re here to help every person, whether client, candidate, or employee, find and secure what’s better for them.

Inceed is an equal opportunity employer. Inceed prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

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• Seniority level
  
  Mid-Senior level

• Employment type
  
  Full-time

• Job function Analyst
• Industries Staffing and Recruiting

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