Loan Originator

Loan Originator | Tulsa, OK

Compensation: 100% Commission | Potential Earnings $36,+

Trinity Employment Specialists is seeking a motivated and high-energy Loan Originator for a well-established and growing mortgage company. This is a full commission opportunity ideal for a driven professional who thrives in a fast-paced, relationship-focused environment and is looking for a long-term career fit.

This role is primarily office-based to start, offering hands‑on support, collaboration, and direct access to leadership. The company offers a less corporate, more entrepreneurial culture a fun, competitive team atmosphere where production is recognized and personality matters.

• Generate new mortgage loan business through networking, referrals, and self‑sourced leads
• Build and maintain relationships with realtors, builders, and community partners
• Meet with prospective borrowers to assess financial needs and recommend appropriate loan products
• Guide clients through the loan application process from origination to closing
• Maintain compliance with all federal and state mortgage regulations
• Consistently meet or exceed monthly production goals
• Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Submit applications to credit analysts for verification and recommendation.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Review and update credit and loan files.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Handle customer complaints and take appropriate action to resolve them.
• Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Compute payment schedules.
• Supervise loan personnel.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
• Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
• Assist in selection of financial award candidates using electronic databases to certify loan eligibility.
• Authorize or sign mail collection letters.
• Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.
• Confer with underwriters to resolve mortgage application problems.
• Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.
• Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.
• Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.
• Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.
• Inform individuals and groups about the financial assistance available to college or university students.
• Maintain and review account records, updating and recategorizing them according to status changes.
• Match individuals' needs and eligibility with available financial aid programs to provide informed recommendations.
• Review accounts to determine write‑offs for collection agencies.
• Review billing for accuracy.

• Competitive commission structure with realistic first-year earning potential of $36K $90K+
• Clear path for long-term income growth and advancement
• Supportive, in-office team environment
• Fun, driven culture that rewards performance
• Opportunity to build your own book of business within a stable, growth-focused organization
• If you are competitive, relationship-driven, and ready to control your income, this could be the opportunity to build a lasting career in mortgage lending.

TRINITY EMPLOYMENT SPECIALISTS IS AN EQUAL OPPORTUNITY EMPLOYER