Vice President Portfolio Manager

A leading multinational commercial bank is seeking a Vice President, Loan Portfolio Manager to oversee the performance, risk management, and strategic direction of a diverse commercial credit portfolio. This role is built for a credit-minded professional who can balance analytical precision with relationship management
, ensuring every loan on the books is both profitable and compliant.

You’ll be the key link between origination, underwriting, credit, and risk—responsible for maintaining portfolio quality, supporting deal execution, and identifying opportunities to optimize returns.

• Manage a portfolio of commercial and corporate loans
  , ensuring performance, risk, and compliance metrics are met.

• Conduct ongoing credit monitoring and analysis
  , including covenant compliance, collateral valuations, and borrower performance reviews.

• Partner with Relationship Managers and Credit Officers to structure, modify, and renew complex credit facilities.

• Prepare and present credit memos, portfolio reviews, and risk assessments to senior management and credit committees.

• Identify early warning signals and take proactive measures to mitigate potential credit deterioration.

• Maintain deep understanding of client industries, market conditions, and portfolio concentrations.

• Support new loan originations through financial modeling, underwriting support, and due diligence.

• Ensure all credit documentation, reporting, and regulatory requirements are accurate and timely.

• Collaborate with internal audit, compliance, and risk teams to ensure adherence to bank policies and regulatory standards.

• Contribute to portfolio strategy discussions
  —analyzing returns, risk-weighted assets, and capital allocation efficiency.

• 7+ years of experience in commercial lending, credit risk, or portfolio management within a regulated banking environment.

• Strong understanding of commercial loan structures, credit documentation, and financial statement analysis.

• Experience managing C&I, real estate, or middle-market portfolios a plus.

• Excellent analytical, presentation, and problem-solving skills with an ability to make data-driven decisions.

• Strong command of credit policy, regulatory frameworks (OCC, FDIC, Basel), and portfolio risk management.

• Advanced Excel and financial modeling proficiency; exposure to credit risk systems and workflow tools.

• Bachelor’s degree in finance, accounting, or economics required; MBA or CFA designation preferred.

• Key role managing a multi-billion-dollar loan book within a top-tier commercial bank.

• Blend of credit depth, portfolio strategy, and relationship exposure.

• Direct line of sight to senior credit leadership and portfolio strategy decisions.

• Competitive compensation, strong bonus potential, and long-term career trajectory in credit leadership.