Mortgage Loan Officer

Overview

We are seeking a knowledgeable and customer-focused Mortgage Loan Officer to support our bank’s portfolio of consumer, mortgage, and interim construction loans. This role is responsible for underwriting quality loans that align with bank guidelines while balancing profitability and risk. The ideal candidate enjoys building relationships, analyzing financial information, and contributing to both loan growth and customer success.

Twin Falls – Blue Lakes

• Underwrite real estate, consumer, mortgage, and construction loans in accordance with established bank policies
• Work directly with borrowers to structure loan terms, including rates, fees, repayment schedules, and collateral requirements
• Interview loan applicants and analyze financial information to assess creditworthiness
• Prepare loan write-ups for senior loan committee approval when required
• Monitor loan payment activity and initiate collection actions as necessary
• Obtain additional financial or collateral information through interviews, reports, or inspections
• Advise customers on financial and management matters when appropriate
• Assist with new business development by contacting prospective borrowers and bank customers
• Serve as a relationship contact for non-borrowing accounts to help build long-term clientele
• Promote bank products and services through cross-selling opportunities
• Perform related duties as assigned

• Bachelor’s degree or a minimum of three years of related business experience
• Strong communication skills with the ability to interact professionally and courteously
• Solid organizational skills and the ability to manage daily priorities effectively
• General computer proficiency, including spreadsheet and word processing software
• Proven ability to complete work accurately and on time

This role offers the opportunity to play a key part in serving customers, supporting responsible lending, and contributing to the bank’s continued success within the community.