Loan Review Managing Consultant

Overview

Job Family:
Management Consulting

Travel Required:

Up to 10%

Clearance Required:

Ability to Obtain Public Trust

The Loan Review Managing Consultant will support the U.S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing detailed reviews of 7(a) and 504 loan files as part of SBA’s lender oversight and risk management activities. The role involves reviewing loan files across origination, servicing, liquidation, and targeted partial review scopes to assess compliance with SBA Loan Program Requirements as defined in 13 CFR Part 120 and applicable SBA Standard Operating Procedures (SOPs).

Key activities include:

• Analyze loan documentation, identify compliance issues or deficiencies, and document findings in structured work papers and loan file review reports.
• Inventory and analyze loan files, extract and evaluate data from SBA data systems and lender-provided documentation, and identify correctable and uncorrectable exceptions.
• Collaborate with SBA Lenders, under SBA direction, to clarify documentation, resolve preliminary deficiencies when possible, and ensure lenders understand identified risks and requirements.
• Prepare clear, well-supported written summaries and draft final loan file review reports outlining condition, criteria, cause, effect, and corrective action for identified issues.
• Utilize a secure, web-based virtual data warehouse and workflow tracking system to manage file reviews, maintain work papers, and support status reporting.
• Adhere to strict quality, timeliness, documentation, and data security standards, including protection of PII and confidential information.
• Support onsite or remote reviews, participate in quality assurance activities, and contribute to weekly, monthly, or ad hoc reporting provided to SBA.

• U.S. Citizenship and ability to obtain and maintain a federal Public Trust.
• Bachelor's Degree and minimum of five (5) years of recent experience with SBA 7(a) and/or 504 loans (e.g., as a third-party reviewer, examiner, auditor, underwriter, loan closer, or liquidation specialist); OR nine (9) years of relevant experience in lieu of degree.
• Minimum of three (3) years of experience supervising teams and fostering staff professional development.
• Demonstrated ability to train new team members on technical matters and delivery expectations.
• Experience reviewing loan files for compliance, risk, and adherence to regulatory and program requirements.
• Working knowledge of SBA Loan Program Requirements, including 13 CFR Parts 103 and 120 and SBA SOPs related to origination, servicing, liquidation, and lender oversight.
• Strong analytical skills with the ability to identify, document, and clearly explain loan file deficiencies and risks.
• Experience preparing detailed work papers, loan file review reports, and written summaries that support defensible conclusions.
• Ability to communicate effectively with SBA personnel and SBA Lenders, including explaining compliance issues and requirements.
• Strong attention to detail, organization, and ability to manage multiple file reviews simultaneously while meeting delivery timelines.
• Proficiency with document management systems, workflow tracking tools, and Microsoft Office applications (Excel, Word, PowerPoint).

• Direct experience supporting SBA Office of Credit Risk Management (OCRM) oversight activities, including risk-based reviews, examinations, audits, or increased supervision.
• Experience performing servicing or liquidation reviews, including eligibility and disbursement testing.
• Familiarity with quality assurance reviews, forensic reviews, or reviews related to fraud, waste, and abuse.
• Experience working with virtual data warehouses, CRM systems, or management workflow systems (MWS).
• Experience supporting federal financial regulatory or oversight programs beyond SBA.
• Willingness and ability to support limited on-site reviews at SBA headquarters, field offices, or lender locations as required.
• Ability to review loan files containing documentation in Spanish.

Annual salary range: $ – $. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs.

Guidehouse offers a comprehensive, total rewards package including competitive compensation and a flexible benefits package. Benefits include: medical, Rx, dental & vision insurance; time off; holidays; incentive opportunities; parental leave; 401(k); life insurance; health savings account; flexible spending accounts; disability coverage; tuition reimbursement; professional development; employee referral program; and more.

Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities, or any other basis protected by law. We provide accommodations for applicants where required. For more information, consult…