Business Banking Manager Job Ukiah area,California USA,Finance & Banking

Job Title:
Business Banking Manager

Department:
Small Business Lending

Reports To:
Senior Lending Officer

FLSA Status:
Exempt

Salary Grade: 24

Starting Range: $88,418.00 - $ Depending on Experience

Our starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.

SUMMARY

Are you a motivated high performing individual who has strong people and organizational skills? Do you have a desire to work at a local business dedicated to meeting the financial needs of its customers, validating the investment of its shareholders, and investing its time, money, and expertise to support worthy causes throughout Lake and Mendocino Counties? Savings Bank of Mendocino County has proudly been serving the needs of our communities since 1903 and is seeking a qualified professional to supervise our Business Bankers and Deposit Relationship Specialist in the Small Business Lending Department.

The Business Banking Manager provides support and guidance to their team while also developing and managing a portfolio of borrowers in order to effectively reach individual and Bank goals. This role involves assessing and mitigating risk and being proactive in establishing new small business relationships within our communities. The Business Banking Manager works extensively with the community, small business owners, the Senior Lending Officer, the Chief Credit Officer, and the Credit Administration Team.

The ideal candidate has at least five years’ experience in banking, preferably focused on Small Business Lending. A successful person in this role is goal-oriented; skilled at building strong collaborative relationships; enjoys coaching others to reach their full potential; has strong organizational and time management skills; and thrives in a dynamic, evolving work environment. Savings Bank is excited to add to our team of individuals seeking to fulfill the Bank’s vision of Investing in the future as your local independent bank, committed to the prosperity of our communities, employees, and shareholders.

ESSENTIAL

JOB FUNCTIONS & RESPONSIBILITIES

Fosters a culture where employees work together to Model the Way, Inspire a Shared Vision, Challenge the Process, Enable Others to Act and Encourage the Heart.

Drives a superior customer experience across all channels, analyzing service metrics, and ensuring Customer Service Standards meet or exceed expectations.

Models and upholds the Bank’s Principles and Professional Standards.

Recruits, manages and develops staff in areas of responsibility, writes performance evaluations, and provides appropriate training, development and coaching as needed.

Maintains comprehensive knowledge of operations, technologies, delivery channels and the full suite of business products and services.

Manages high-value customer relationships with a personalized, proactive approach, consistently going above and beyond.

Sets loan portfolio growth goals for the small business loan portfolio based on the Board approved budget each year.

Partners with the Senior Lending Officer to develop and streamline the process of approving and funding small business loans.

Works closely with the Deposit Relationship Specialist to identify prospects for development and expansion of full depository relationships for commercial clients.

Collaborates with Retail Banking and branch personnel to ensure branch referrals are encouraged and promptly reviewed when submitted.

Manages risk and minimize losses by actively monitoring the small business loan portfolio.

Ensures credit recommendations are appropriately structured in terms of rate, amortization, repayment and collateral prior to submission for approval.

Cooperates with and complete assignments associated with internal and external audits in a timely manner.

Represents the Bank in community events and initiatives that strengthen customer relationships, enhance the Bank’s presence and support business growth.

Other duties as assigned.

MINIMUM QUALIFICATIONS

High School Diploma…