Wealth Management Associate

SALARY
: $60,000 base salary + commissions

LOCATION
:
Trail or Fruitvale

Kootenay Savings Credit Union is seeking a highly motivated and experienced Wealth Management Associate to join our team. In this role, you will help members and clients build financial confidence through trusted advice, meaningful relationships, and personalized wealth management solutions. By understanding each client's unique goals and aspirations, the Wealth Management Associate delivers comprehensive financial planning that supports every stage of life while helping clients make informed decisions about their financial future.

Operating with an entrepreneurial mindset, the Wealth Management Associate builds and grows a successful practice that contributes to the long-term success of both Money Works and Kootenay Savings.

Some of your key responsibilities will include:

• Develops personalized financial plans that integrate retirement, investment, tax, estate, insurance, cash flow, and wealth preservation strategies based on each client's unique circumstances, objectives, and risk tolerance.
• Conducts ongoing financial reviews and proactively adjusts recommendations as clients' needs, life events, market conditions, and regulatory requirements evolve.
• Provides objective, ethical, and professional advice that reflects the client's best interests while maintaining the highest standards of integrity and regulatory compliance.
• Identifies opportunities to deepen existing client relationships through comprehensive financial advice and appropriate wealth management solutions.
• Monitors individual business performance, identifies growth opportunities, and adapts business development strategies to achieve established objectives.
• Recommends investment, insurance, and wealth management solutions that align with clients' financial goals, risk tolerance, and regulatory suitability requirements.
• Provides reciprocal referrals across Kootenay Savings business lines, including retail banking, commercial banking, lending, and other specialized services, supporting the organization's commitment to holistic member service.
• Promotes financial literacy by delivering workshops, information sessions, and educational resources that help members and prospective clients build financial confidence.

QUALIFICATIONS

Required

• Degree or diploma in Business, Commerce, Finance, Economics or a related discipline, or an equivalent combination of education and relevant experience.
• Canadian Securities licensing requirements or Current Mutual Fund Licence (or other applicable investment registration required to perform the role).
• Valid driver's licence with the ability to travel throughout Kootenay Savings' service area.
• Five (5) or more years of progressively responsible experience in financial planning, wealth management, investment advisory services, or a closely related field.
• Experience developing and implementing comprehensive financial plans tailored to clients' financial goals and changing life circumstances.
• Demonstrated success building, growing and managing a portfolio of clients through trusted relationships, referrals, networking and business development.
• Demonstrated ability to identify client needs, analyze complex financial situations, and develop practical, client-focused financial solutions.
• Demonstrated knowledge of financial planning principles, investment products, retirement planning, tax strategies, estate planning, insurance solutions, and applicable regulatory requirements.
• Strong business development, relationship management and networking skills, with the ability to develop and sustain a successful client practice.
• Strong analytical, problem-solving and decision-making skills, with the ability to exercise sound judgment while balancing client needs, business objectives and regulatory obligations.
• Excellent interpersonal, communication and presentation skills, with the ability to explain complex financial concepts to clients with varying levels of financial literacy.
• Strong organizational, planning and time management skills, with the ability to manage competing priorities in a self-directed environment.
• Demonstrated ability to collaborate effectively with internal referral partners to deliver an integrated and exceptional member experience.
• Demonstrated professionalism, integrity, sound judgment and commitment to maintaining client confidentiality and ethical standards.
• Proficient in the use of financial planning software, customer relationship management (CRM) systems and other digital tools that support wealth management and client service.

Preferred

• Degree or diploma in Business, Commerce, Finance, Economics or a related discipline
• Financial Planning designation considered an asset
• Successful completion or working towards the Life Licence Qualification Program (LLQP) designation

Conditions of Employment

• Must be bondable and maintain bonding eligibility throughout employment, in accordance with organizational and insurer requirements.

Why Join Kootenay Savings Credit Union?

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