Credit Analyst

Responsibilities

• Analyze & Advise:
  Assess financials, trends, and credit risk.
• Evaluate repayment capacity and structure financing solutions.
• Build models and prepare credit recommendations.
• Manage Risk:
  Monitor portfolios for risk changes.
• Ensure compliance with policies and regulations.
• Mitigate risk to protect assets.
• Support Deals & Growth:
  Assist with new, renewal, and extension loans.
• Support deal structuring and negotiations.
• Partner with Relationship Managers to grow client relationships and revenue.

• Experience in client-facing roles, with a strong focus on relationship building and customer satisfaction.
• Previous Banking experience is an asset.
• Bachelor’s degree required; preference for Business Administration, Finance, or Accounting.
• Equivalent experience or related disciplines considered.
• Technical proficiency developed through education and/or professional experience.
• Intermediate Proficiency:
  Problem solving, collaboration, and attention to detail.
• Analytical thinking and credit risk assessment.
• Loan structuring, portfolio management, and regulatory compliance.
• Banking operations and Microsoft Office.
• Advanced Proficiency:
  Data analysis tools, Financial analysis.