VP of Finance

Description LIFE AT PACIFIC LIFESTYLE HOMES

Experience the difference of being part of the Pacific Lifestyle Homes family. As a two-time recipient of the prestigious Building Industry Association "Builder of the Year" award and the esteemed National Housing Quality Gold Award, we are more than just a home builder – we are dedicated to BUILDING BETTER LIVES. From our humble beginnings in 1996, we have grown to construct over 6,500 homes and 130 communities across SW Washington, the Portland Metro area, greater Puget Sound area, and the Boise Metro landscape.

Join us and build your career with a company committed to excellence and community impact.

Pacific Lifestyle Homes is seeking a VP of Finance responsible for leading corporate finance, treasury, capital strategy, and investment analysis across a multi-state homebuilding and real estate investment platform. This role provides executive-level leadership in capital markets, strengthens capital discipline, institutionalizes liquidity management, and enhances project-level return analytics. The position reports to the CFO and works closely with executive leadership, commercial lenders, capital partners, and divisional leaders.

• Develop and manage relationships with a diverse set of capital partners, including existing and prospective banking institutions, private debt and equity providers, land bankers, and land sellers participating in structured financing arrangements.
• Identify and evaluate new capital sources and partnership opportunities to enhance liquidity, flexibility, and return on capital.
• Lead negotiations for expanded lending capacity and capital structures.
• Evaluate refinancing and restructuring opportunities and make strategic recommendations.
• Analyze alternative capital structures (joint ventures, land banking, etc.).
• Model cost of capital across facilities.

• Lead underwriting analysis for land acquisitions and development phases.
• Perform IRR, NPV, and sensitivity analysis for proposed projects.
• Standardize deal review templates and approval processes.
• Support evaluation of affiliated entity investments (SFR portfolios and passive investments).
• Provide downside and stress-test analysis to inform decision-making.

• Forecast covenant compliance and borrowing base capacity.
• Optimize utilization of commercial lending facilities and trade credit card facilities.
• Model liquidity under various absorption, pricing, and cost scenarios.
• Identify and actively manage financial risks related to liquidity, leverage, interest rates, and capital structure.
• Facilitate collateral additions, releases, and loan commitment structuring to support financial and operational objectives.
• Manage buyer construction loan draws and associated cash billings.

• Supervise and develop finance staff, including Finance Analyst(s) and other support roles.
• Provide coaching and training in financial modeling, cash flow forecasting, and capital analysis.
• Establish standards and best practices for financial analysis, underwriting, and treasury management.
• Review and validate analytical work products to ensure accuracy, consistency, and quality.
• Partner with accounting, operations, and leadership teams to improve financial understanding and decision-making.
• Build organizational capability in driver-based forecasting, return analysis, and capital planning.

• 10–30+ years of experience in residential construction finance, including roles such as residential banking analyst, relationship manager, land banker, or private credit professional.
• Strong financial modeling skills (IRR, NPV, sensitivity, and debt modeling).
• Deep experience with commercial lending structures, borrowing bases, and covenant compliance.
• Demonstrated experience leading, developing, and mentoring finance staff in a dynamic, growth-oriented environment.
• Strong communication and negotiation skills, with the ability to effectively engage lenders, executives, and operational leaders.
• Advanced Excel proficiency.
• Ability to translate complex financial concepts into…