Credit Review Specialist

Job Description

This role is responsible for performing comprehensive credit analysis on existing and prospective customers and loan portfolios. The position supports sound lending decisions by evaluating financial and credit data, monitoring risk, and maintaining high credit quality across assigned accounts.

Key Responsibilities

• Conduct detailed credit analyses by gathering, reviewing, and interpreting financial and credit information, including credit reports, industry research, tax returns, and related documentation.
• Input and maintain accurate credit data within tracking, reporting, and database systems.
• Prepare clear, well-documented credit analyses and reports for stakeholders responsible for new loan approvals, renewals, and extensions.
• In certain areas, independently make credit decisions within a high-volume production environment.
• Monitor customer accounts and loan portfolios to identify emerging risks, credit issues, or adverse trends.
• Support risk management efforts by proactively identifying potential credit exposure and minimizing loss.
• Build, maintain, and utilize databases and analytical tools to support portfolio analysis and reporting.
• Provide credit-related information and respond to internal or external credit inquiries as appropriate.

Hybrid expected in office 3+ days out of the week. Locations:
California and Washington

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Two to three years of related experience

Preferred Skills/Experience
- Basic knowledge of credit and risk analysis, economics, accounting and finance
- Strong analytical skills
- Effective verbal and written communication skills

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $25.77 - $34.33