AVP of Portland​/Vancouver Commercial Lending

Take a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:
About - Gesa Credit Union Role

Summary:

Under the direction of the VP of Commercial Banking Western Region, the AVP of Portland/Vancouver Commercial Lending is responsible for directing, managing, and coordinating the commercial loan, business deposit, and cash management functions of their respective team. The AVP will participate in the Gesa Leadership team and provide input on the strategic initiatives of the organization. They will coordinate the business development activities of their team and manage commercial loan relationships.

The role will manage a group of lenders, small business development officers, and other staff designated to grow a profitable commercial loan portfolio that is consistent with established policies, guidelines, and procedures. They make commercial loan and cash management exposure decisions according to the MBL Policies and underwriting guidelines. They will be responsible for controlling commercial loan delinquencies and charge-offs and assist in portfolio management to ensure safety and soundness.

Ensures the enhancement of commercial loan relationships by cross-selling business deposits and cash management products and services. Projects professional image, exercises independent judgment, and maintains confidentiality with all members and sensitive data.

What You Will Be Doing:

Maintain a highly qualified staff, sufficient to meet the daily demands of the Credit Union's members

Interview, select, train, evaluate, supervise, schedule, coach and develop team members as needed to provide responsive and professional service to our membership. Note observations of employee performance into appropriate reporting tools, as well as giving and receiving feedback from team members on quarterly basis

Complete performance reviews within the prescribed period

Ensure that the team provides friendly, professional, personal service to all members

Assist the VP in managing the commercial services operations and administering the credit union lending policies and procedures

Prepare credit requests for submission to Loan Committee and approved credit submissions when appropriate

Identify and monitor all MBL loans and provide senior management with regular detailed reports

Establish production goals and provide productions reports to management

Attend credit union training, conferences and seminars, or professional organization events for continued professional growth

Maintain awareness of laws, rules, regulations, policies, and procedures which impact position duties and responsibilities and ensure team maintains awareness

Maintain thorough and up-to-date knowledge of the MBLs and other investor requirements; recommend changes as necessary to the credit union policy manual

Provide recommendations for management of changes to products, loan policies, and procedures by following lending laws and regulations

Oversee financial transactions, such as drawings, advances, disbursements made by Commercial Loan Servicing Responsible for the business development of commercial loan…