Product Manager

Overview

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, Pay Pal and Stripe to access new markets, connect with more customers, and accelerate their growth.

Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations - all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #choose action, #beopen, #think customer, #gofurther and #win together.

The

Purpose:

As a Product Manager (L5) in PPRO’s Risk Domain, you will own critical components of the risk platform that protect PPRO, its partners, and merchants across the global payments ecosystem. Your mission is to modernise and scale technical capabilities of customer due diligence and fraud prevention through automation, strong data signals, and API-first capabilities. You will replace fragmented, manual controls with a consistent, programmatic approach to risk decisioning across geographies and payment methods.

You will work closely with Engineering, Risk Operations, Compliance, and external vendors to ensure PPRO meets regulatory obligations while enabling fast, trusted growth.

Build scalable Fraud, AML and KYC capabilities

• Lead discovery and delivery of end-to-end KYC, AML, and fraud workflows
  , covering onboarding, ongoing monitoring, reviews, and remediation.
• Replace manual and vendor-led processes with automated, API-driven risk services embedded in PPRO’s Global API and dashboard.
• Standardise customer risk assessment across regions, schemes, and payment methods to enable consistent decisioning.

Enable proactive, data-led risk decisions

• Deliver programmatic capabilities such as risk signals, alerts, status updates, and evidence submission for merchants and internal teams.
• Work hands-on with data to strengthen merchant risk assessment, fraud detection and sanctions screening
  .
• Enable fast, automated intervention for emerging fraud and compliance risks.

Partner deeply across the organisation

• Collaborate with Risk Ops and Compliance to translate regulatory requirements into scalable product capabilities.
• Work with Commercial and Platform teams to embed risk controls seamlessly into the merchant lifecycle
  , from onboarding to growth.
• Manage external vendors and integrations to ensure strong signal quality, reliability, and cost efficiency.

Own outcomes, not outputs

• Define and track success metrics such as automation rates, false positives, review turnaround times, and regulatory coverage
  .
• Continuously de-risk delivery through iterative discovery, prototyping, and validation with real users.

• A robust, API-first risk platform used consistently across PPRO.
• Significantly higher automation and straight-through processing for onboarding and monitoring.
• Reduced manual effort and operational bottlenecks for Risk Ops and Compliance teams.
• Faster, more transparent KYC and review experiences for merchants.
• Stronger, data-driven customer risk profiles that prevent fraud and financial crime while enabling growth.
• High confidence in regulatory compliance across regions and payment methods.

• Deep risk domain knowledge: Proven experience in Fraud, AML, and KYC within payments or financial services.
• Product judgement: Ability to balance regulatory obligations, risk mitigation, and customer experience.
• Data-driven mindset: Comfortable working with complex data sets, signals, and metrics to inform decisions.
• Technical fluency: Experience building API-based platforms and collaborating closely with engineering teams.
• Strong execution: Ability to move from ambiguous problem spaces to shipped, measurable outcomes.
• Cross-functional leadership: Trusted partner to Compliance, Risk Ops, Commercial, and external providers.
• Languages: English required. German, Spanish, or Portuguese is a plus.

Hybrid working - We offer a hybrid structure with a 3 days / week on site…