Financial Crime Risk Specialist - Regulatory Response & Audit Oversight

Financial Crime Risk Management Specialist

This role is not eligible for TD work visa support or sponsorship (e.g., H-1B, F-1 OPT/STEM OPT, TN or other work visa authorizations). Applicants must have authorization to work in the United States without current or future need for TD sponsorship.

The US FCRM Regulatory and Audit Oversight team manages the Bank's engagement with regulatory agencies, internal audit, and issues management processes. The team's core responsibility is to support a well-organized, consistent, and effective response process across regulatory, audit, and issue-related activities.

The team serves as the central coordination point for regulatory examinations, including request intake and distribution, response compilation and submission, follow-up management, and stakeholder alignment. It also supports internal audit engagements by facilitating communication, tracking deliverables, and helping ensure timely, accurate business responses. In addition, the team oversees FCRM issues management by promoting complete, concise issue documentation, well-structured action plans, and timely submissions.

The team partners closely with FCRM stakeholders and Regulatory Program Management to strengthen governance, transparency, and readiness across engagements. By serving as a liaison between the business, Compliance, Legal, and oversight functions, the team helps reduce risk and promote accountability in the organization's response to internal and external reviews.

The Financial Crime Risk Specialist role develops and maintains TD's AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.

Depth & Scope:

• Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
• Integrates knowledge of the sub-functions overarching strategy in developing solutions across multiple functions or operations
• Interprets internal / external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
• Independently manages end-to-end functional programs
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Uses sophisticated analytical thought to exercise judgement and identify solutions
• Impacts the achievement of sub-function or business line objectives within the area they are accountable for
• Work is guided by policies and industry standards/methods
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
• Works autonomously as the lead and guides others within area of expertise

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years experience

Preferred

Skills:

• Issues Management (strongly preferred)
• Risk Management (strongly preferred)
• Audit experience (strongly preferred)
• Compliance testing experience (strongly preferred)
• Quality Assurance – (strongly preferred)
• Microsoft Excel
• Microsoft Power Point
• Tableau

Customer Accountabilities:

• Leads the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conducts research, assesses FCRM risks…