Junior Loan Originator | Retail

Junior Loan Originator

Cardinal Financial is a nationwide direct mortgage lender focused on creating solutions for borrowers, partners, and employees.

The Junior Loan Originator works closely with Licensed Loan Originators, clients, and financial institutions to ensure timely and efficient processing of loan applications. Responsibilities include gathering financial information, preparing loan documents, providing excellent customer service, and preparing for the National Uniform State Test (UST) and state licensing exams.

• Establish relationships with potential clients, follow up on leads, and offer appropriate loan solutions.
• Serve as a point of contact for clients, answering questions regarding the loan process and products available.
• Gather required documentation from clients and help them complete loan application forms.
• Provide regular updates to clients on the status of their loan applications.
• Assist with data entry into loan management systems, ensuring that all required documents are accurately completed and submitted to underwriting.
• Provide general administrative support to Licensed Loan Originators, including scheduling appointments and managing client files.
• Transfer live calls to Licensed Loan Originators.
• Maintain a high volume of phone calls on a daily basis.
• Participate in training and development activities to learn more about loan products and the industry.
• Prepare for the National Uniform State Test (UST) and state licensing exams.
• Listen and review calls led by the Loan Origination team for training and auditing purposes.

• High school diploma/GED and comparable work experience.
• Expected to obtain Mortgage Originator License within 120 days of hire.
• Exceptional customer service skills.
• Excellent verbal and written communication skills.
• Excellent analytical and organizational skills.
• Highly developed computer/technology skills.
• Detailed and multifaceted individual.
• Proven self-starter with a relentless drive to exceed goals.
• Motivated by financial success, consistently striving to maximize earnings.
• Ability to adapt well to change.
• Demonstrated responsibility for multi‑faceted direction and planning; can manage multiple demands and competing priorities.
• Ability to take direction and comprehend training.
• Demonstrated history of self‑motivation and initiative, consistently exceeding performance expectations and driving results independently.

• Great compensation package.
• Opportunity for career growth.
• Full benefits beginning the first day of the month following your start date, including medical, dental, vision, life, disability insurance, and more.
• 401(k) with 50% match up to a maximum employee contribution of 5% – beginning the first of the month following 30 days of employment.

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce.