Internal Loan Originator

Job Details

Annie Mac Home Mortgage is looking to hire Full Time Licensed Internal Mortgage Loan Originators to keep a steady flow of loan volume from real estate brokers, referrals, and company provided lead sources, including but not limited to direct mail marketing, online applications, and Branch Manager referrals.

Job Location:

6000 Virginia Beach - Virginia Beach, VA 23462

Position Type:
Full Time

Education Level: High School

Salary Range: $15.00 - $20.00 Hourly

Travel Percentage:
Up to 25%

Job Category:
Sales

• Handle qualified inbound leads from Realtors, Contractors, Builders, consumers, etc.
• Take information from the borrower and fill out the loan application.
• Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Complete all Company mandatory trainings within the required timelines.

• Must have appropriate state license or certificate (varies by state).
• Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
• Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.).
• Must have excellent communication skills and the ability to analyze financial information.
• Must be a sales-oriented self-starter.

• Annie Mac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.

Annie Mac Home Mortgage is an Equal Opportunity Employer

Annie Mac Home Mortgage participates in E-Verify