Controller, Accounting, Financial Compliance

Controller Position at Cap Center

Founded in Richmond, Virginia in 1997, Cap Center exists to help individuals and families achieve one of life's most meaningful milestones—home ownership. By bringing mortgage, realty, and insurance services together under one roof, we provide a simpler, more transparent experience designed to save clients time and money. Our commitment to innovation, including our Zero Closing Cost mortgage, has earned the trust of thousands of clients and fueled our growth through repeat business and referrals.

At Cap Center, our mission extends beyond serving clients. We foster a collaborative, high-impact environment where employees are empowered to do meaningful work, grow professionally, and make a real difference in the lives of the people we serve.

Be the Controller who builds the function.

We are looking for a hands-on, technically deep Controller who wants to build, not maintain — to own the books for a multi-line financial services business, design the controls and audit posture, lead a team being built around them, and partner with the CFO on the most consequential financial decisions. This is the foundational accounting hire for the next chapter of a 29-year-old company that earned every client it has and is investing to grow.

The Controller owns Cap Center's accounting function end-to-end — the close, the general ledger, US GAAP financial reporting, technical accounting, the external audit, the internal control environment, and the team that delivers it all. You sign off on the books. You are the accounting voice with auditors, regulators, warehouse lenders, and internal business partners. You report to the CFO and partner directly with him on the build-out of Cap Center's accounting and finance function.

Books, Close and Financial Reporting

Own the monthly, quarterly, and annual close — calendar, reconciliations, journal entries, accruals, intercompany, and tie-out. Produce timely, accurate US GAAP financial statements on a predictable cadence. Own statutory and regulatory reporting tied to the books: warehouse lender financials, agency reporting, state licensing support, and covenant input.

Technical Accounting and External Audit

Own technical accounting positions across mortgage banking GAAP — loan sales (ASC 860), gain on sale, warehouse line activity, MSR creation and amortization, derivative mark-to-market (ASC 815), fair-value accounting (ASC 820), loan-level fee capitalization (ASC 310-20). Lead the external audit relationship including walkthroughs, sample support, accounting position defense, disclosure review, and remediation. Research, write, and defend technical accounting memos for material judgments.

Internal Controls and Systems

Design and maintain the internal control environment over financial reporting — segregation of duties, journal entry review, reconciliation review, approval thresholds, exception handling. Own the accounting system stack (GL, AP, banking, expense management); partner with Technology on integrations, automation, and reporting. Document processes and controls to support operational continuity and audit readiness.

Multi-Line Accounting and Treasury Partnership

Own accounting for activity across service lines — commissions, settlement and escrow activity, intercompany allocations, and consolidation across affiliated entities. Partner with the CFO on treasury controls (wire approvals, custodial reconciliations, segregation of duties). Partner with mortgage operations, secondary marketing, real estate, and insurance leaders to keep financial reporting tied to operational reality.

Team Leadership and Continuous Improvement

Build, manage, coach, and develop the accounting team in partnership with the CFO. Set high standards for accuracy, accountability, and clean execution. Drive initiatives that improve financial accuracy, reduce manual effort, strengthen controls, and increase operational efficiency — the closing process should get faster, cleaner, and more defensible quarter over quarter.

• Bachelor's degree in Accounting, Finance, or a related field.
• Active CPA required
• 10+ years of progressive…