Senior High Risk Bank Secrecy Act Analyst

Park State Bank is seeking a Senior High Risk Bank Secrecy Act Analyst to lead high-risk BSA/AML monitoring and investigations in our community-focused institution. In this role, you will manage reviews of high-risk customers and transactions, perform CDD/EDD, analyze alerts, and prepare well-supported SARs. You will support BSA risk assessments, exams, and audits while advising business partners on controls. Working in a collaborative, relationship-driven culture, you will help protect the bank and our communities by ensuring strong regulatory compliance and sound risk management.

Responsibilities

• Lead investigations of high-risk customers, accounts, and transactions in line with BSA/AML regulations.
• Perform ongoing monitoring, CDD/EDD reviews, and enhanced due diligence for high-risk relationships.
• Prepare, document, and file timely and accurate Suspicious Activity Reports (SARs).
• Conduct OFAC and sanctions screening and escalate potential matches.
• Support BSA risk assessments, audits, and exam preparation.
• Collaborate with business units to strengthen controls and resolve alerts and cases.
• Maintain detailed investigative documentation and case files.
• Help develop and deliver BSA/AML training to bank staff.
• Monitor regulatory changes and recommend updates to policies and procedures.
• Contribute to a culture of integrity, community focus, and strong compliance across the bank.

Required Skills

• Bank Secrecy Act (BSA) compliance
• Anti-Money Laundering (AML) analysis
• High-risk customer and transaction review
• Customer Due Diligence (CDD) and EDDSAR drafting and filing
• OFAC and sanctions screening
• Risk assessment and documentation
• Compliance monitoring and testing
• Regulatory reporting (Fin
• CEN)
• Banking operations and systems