Mortgage Loan Officer Multi

Description

Mortgage Lender works with customers to help with home loans/mortgages, construction loans, home equity lines of credit, consumer loans and other banking products. Guiding customers through the process to make it an easier transition.

• Provides guidance through the home-buying process from application to closing for residential mortgage loans, construction loans, home equity lines of credit, and consumer loans.
• Forms relationships with individuals in the real estate community and generates prospective client leads.
• Underwrites and makes credit decisions according to secondary market standards and bank policies.
• Adheres to bank lending policies/procedures and federal lending regulations.
• Understands and can explain the features and benefits of other bank products and services for cross-sell opportunities.
• Represents the bank at loan closings, public functions, meetings, and community events.

• Minimum of 2 years of mortgage lending experience.
• College degree or advanced education preferred but not required.

• Understanding and experience of mortgage lending.
• Familiarity with secondary market requirements.
• Experience with banking software and other technology applications.
• Strong communication, organization, time management, and attention to detail.
• Ability to multitask and work within a team environment.
• Familiarity with lending compliance rules, regulations, and timelines.

• Can lift and/or carry up to 50 lbs.
• Can sit or stand for extended periods of time.