Counsel, Product Filing

Counsel, Product Filing

Build the future with us. Are you eager to contribute to a company that helps clients feel confident and secure about their future? As a Counsel, Product Filing, you will play a key role in leading the compliance function related to life insurance product filings, ensuring compliance with state regulations and industry standards.

This position is an excellent opportunity to showcase your skills and fully realize your potential within a caring and trustworthy company. People and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.

• Manages the product filing team and provides support for all aspects of filing of the company’s life insurance products. Organizes and structures the product filing team to assure operational efficiency, develops team members, and interacts with other business partners and state Insurance Departments to develop ongoing, positive relationships. Collaborates with other U.S. business lines and the Canadian parent company, including actuarial services, as needed.
• Recommends changes for the Company to Chief Legal Counsel, U.S. Life Operations, based on legislative and regulatory activity, and directs legal strategy to meet the objectives of the organization and deal with changing business priorities.
• Leads and oversees compliance with all applicable state insurance laws and regulations related to policy form filings and associated matters. Addresses complex issues that require cross‑departmental coordination or escalation.
• Collaborates closely with operational areas, particularly actuarial and marketing, in the development and revision of life insurance products. Provides strategic input based on industry standards and regulatory trends.
• Directs the research, drafting, and submission of new product policy forms and revisions to existing policy forms, ensuring compliance with state regulatory requirements.
• Interprets and analyzes state regulations for form filing compliance, particularly in complex matters. Assesses regulatory risk and coordinates with internal stakeholders to ensure compliant implementation.
• Manages the coding and maintenance of product data in LIFE‑COMM and/or other applications supporting policy administration, claims, and billing for both new and existing products. Partners with IT and testing teams to resolve system‑related issues.
• Supervises and supports a team of direct reports, including product filing analysts and/or specialists, fostering a culture of continuous learning, accountability, and professional development through coaching, feedback, and tailored growth plans.
• Enhances and manages the policy form filing process through the NAIC SERFF system, ensuring timely and accurate submissions.
• Serves as the certifying officer for state‑required policy form filings, signing official company certifications.
• Reviews marketing and advertising materials for accuracy and compliance with policy form content.
• Prepares and organizes documentation for state insurance department audits related to policy form filings.
• Oversees the development of benefit description pages, statements of policy cost and benefit, annual reports, and other required materials for regulatory submission.
• Evaluates and responds to state department disapprovals, determining appropriate corrective actions to ensure compliance with applicable laws and regulations.
• Engages with all levels of management to address and resolve compliance‑related issues.
• Communicates and coordinates with state insurance department officials, legal counsel, and actuarial consultants on complex compliance matters requiring advanced regulatory expertise.
• Manages the preparation and submission of Life Insurance Illustration Annual Certification filings in accordance with the NAIC Life Insurance Illustration Model Regulation and collaborates with the Illustration Actuary to ensure accuracy and compliance.

• Known for the ability to perform under pressure and manage multiple projects.
• Experience in life insurance products.
• Strong experience managing staff in a…