Financial Analyst

Extraco Banks is seeking a motivated, analytical, and detail‑oriented Financial Analyst to support financial planning, reporting, and strategic decision‑making across the organization. This on‑site role, based daily at our Waco, Texas location, partners closely with the Chief Financial Officer, Controller, and finance team to deliver accurate financial insights, maintain reporting systems, and support budgeting and forecasting processes.

The ideal candidate is technically strong, highly analytical, and comfortable working with large datasets while contributing to a fast‑paced, team‑oriented environment within a regulated financial institution.

• Prepare, analyze, and present timely and accurate monthly financial reports and dashboards to senior management.
• Develop and maintain financial models to support strategic planning and decision‑making.
• Analyze general ledger activity, journal entries, and balance sheet reconciliations to ensure accuracy and integrity of financial reporting.
• Provide insights and recommendations based on financial trends, variances, and performance metrics.

• Support the annual budgeting process and quarterly forecasting cycles.
• Assist in developing assumptions, validating inputs, and ensuring overall accuracy of budget and forecast outputs.
• Partner with the Controller and finance leadership to align financial plans with business objectives.

• Maintain and optimize budgeting and reporting systems, including updating models, reports, and data structures.
• Develop and maintain ad hoc reports to support evolving business needs.
• Aggregate and analyze data from multiple internal and external sources to support financial analysis.

• Identify opportunities to automate reporting processes and improve efficiency.
• Streamline workflows and enhance financial data integrity.
• Contribute to continuous improvement initiatives within finance and reporting functions.

• Partner with cross‑functional teams to provide financial insights and support strategic initiatives.
• Support special projects and other finance‑related initiatives as assigned.
• Adapt reporting and analysis to meet changing business needs and priorities.

• Bachelor’s degree in Accounting, Finance, Data Analytics, or a related field required.
• CPA or progress toward certification preferred.
• 3–7 years of experience in financial analysis, modeling, reporting, or data analytics.
• Experience with budgeting, forecasting, and KPI/dashboard reporting.
• Strong understanding of financial statements and general ledger processes.

• Experience with credit analysis, bond accounting, or Asset/Liability Management.
• Experience working in a financial institution or regulated environment.
• Experience with reporting tools and systems such as Cognos, budgeting software, or similar platforms.
• Familiarity with S&P Capital IQ or similar financial data tools.

• Advanced Microsoft Excel skills with strong modeling capabilities.
• Strong analytical, critical thinking, and problem‑solving skills.
• High attention to detail and commitment to data accuracy.
• Ability to manage multiple priorities in a deadline‑driven environment.
• Strong written and verbal communication skills, including the ability to present to leadership.
• Ability to gather, organize, and analyze complex datasets.
• Process improvement mindset with a focus on automation and efficiency.
• Collaborative team player with initiative and accountability.
• Commitment to long‑term career development and organizational success.

Extraco Banks is committed to delivering strong financial performance while investing in our people and communities. You’ll join a collaborative finance team that values accuracy, innovation, and continuous improvement. We provide opportunities for professional growth, exposure to strategic decision‑making, and the ability to make a meaningful impact within the organization.

• On‑site, office‑based role at the Waco, Texas location.
• Extended periods of sitting or standing.
• Frequent use of standard office equipment (computer, phone, copier).
• Occasional local travel for meetings and business functions.
• Visual acuity required for reviewing financial reports, data, and analytics.
• Occasional lifting of 10–15 pounds (files or materials).
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Extraco Banks is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic.