Independent Life Insurance Agent

Life Insurance Agent – Independent (1099) Opportunity

Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.

This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) — not as employees.

Independent agents operate their own businesses. This means:

• You control your schedule and production
• You own your book of business
• You choose how you market and generate leads
• Earnings are commission-based, consistent with a 1099 model

Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.

• Ongoing professional training and coaching
• Access to multiple competitive life insurance carriers and products
• Best Commissions, Contracting, Underwriting, and Case support
• Guidance based on 35+ years of industry experience
• Systems designed to help agents grow and scale responsibly

• This is not a W-2 employee position
• This role does not include a salary or hourly pay
• Marketing and lead generation expenses are managed by the agent

• Are currently licensed in Life and/or Health
• Understand the responsibilities of a 1099 independent contractor
• Are interested in building a long-term insurance business
• Value training, mentorship, and support over employee-style compensation
• Are motivated, professional, and coachable

This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.