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Personal Lending Associate

Job in Waldorf, Charles County, Maryland, 20602, USA
Listing for: Mariner Finance
Full Time position
Listed on 2026-07-14
Job specializations:
  • Finance & Banking
    Bank Customer Service, Financial Sales, Regulatory Compliance Specialist
Salary/Wage Range or Industry Benchmark: 19.44 - 25.27 USD Hourly USD 19.44 25.27 HOUR
Job Description & How to Apply Below

Position Overview

Base + Incentive: The role is eligible for a competitive monthly incentive based on individual and company performance.

USD $19.44 - $25.27 /Hr.

Benefits: For information regarding our benefits, please visit:

Responsibilities
  • Process credit loan applications, present loan solutions based on customer needs, and enthusiastically present all available sales products.
  • Proactively contact customers with past‑due balances to offer possible solutions and resolve delinquency.
  • Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
  • Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services.
  • Assist the Branch Manager by preparing reports as needed.
  • Maintain compliance in the branch.
  • In the manager’s absence, coordinate functions and daily operational issues through communication with the District Manager.
  • Learn Federal, State, and Local Application Consumer laws to ensure compliant actions.
  • May perform additional functions depending on market demand and branch staffing to provide consistent quality customer service.
Required Qualifications
  • Minimum of three (3) years of experience in a customer service or sales position, with two (2) years in the Consumer Lending and/or Financial Services industry, or supervisory/team‑lead experience may be substituted.
  • High school diploma or equivalent.
  • Reliable transportation required.
  • Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
  • Proficient in Microsoft Office or similar programs with the ability to learn financial services programs.
  • Ability to complete essential duties/functions in a timely, accurate manner.
  • Demonstrated problem‑solving skills, project leadership skills, and interpersonal skills in demanding situations, or completion of related coursework/training.
  • Must obtain applicable, required licenses to sell insurance products offered to customers by the branch.
  • Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.
Preferred Qualifications
  • Bachelor’s degree in Business, Accounting, Finance, Administration, Economics, or military rank (e.g., E‑4, W1, or O1 and above). Additional, applicable years of experience may be substituted for a degree.
  • Has, in good standing, applicable, required licenses to sell insurance products offered by the branch.
Hours of Work

Monday, Wednesday, Thursday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 5:30 PM
Saturday hours required seasonally and as business needs require. Work hours may change to address business needs.

Physical Demands

The employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about and must occasionally lift and/or move up to 20 pounds. Specific vision abilities required include close vision and the ability to adjust focus.

Equal Opportunity Employer

Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran.

Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke‑free workplace.

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Position Requirements
10+ Years work experience
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