Loan Servicing Operations Support Analyst II

The Loan Servicing Analyst II is an experienced individual contributor responsible for the accurate execution, validation and continuous improvement of loan servicing operations supporting the Bank’s Commercial, Residential and Consumer loan portfolios. This role builds upon foundational loan servicing responsibilities and assumes expanded responsibility for investor reporting, remittance processing, reconciliations and operational control execution for loans sold on the secondary market, participated out or purchased.

The Analyst II operates with limited supervision, serves as a knowledge resource and escalation point for Analyst I team members, and is expected to identify, document and recommend opportunities to enhance processes, control and efficiency. The role requires strong attention to detail, sound judgment, a consistent focus on risk mitigation and compliance with Bank policies and procedures and applicable local, state, and federal regulations.

• Perform and support operational servicing activities across commercial, residential, and consumer loan portfolios, including new loan setup, loan maintenance, escrow administration, participation loans, and paid‑loan processing
• Execute servicing tasks accurately and timely in accordance with Bank policy, servicing standards, and regulatory requirements
• Serve as an escalation resource for Analyst I staff for routine to semi‑complex servicing issues, research, and resolution

• Prepare and process investor reporting for loans sold, participated, or purchased, ensuring data accuracy and timely submission
• Execute and validate incoming and outgoing investor remittances, including payment calculations, postings, and confirmations
• Perform custodial and investor account reconciliations, researching variances, documenting root causes, and coordinating resolution
• Maintain appropriate documentation and control evidence supporting investor reporting and remittance activities
• Escalate unresolved exceptions, systemic issues, or out‑of‑tolerance conditions to the Loan Servicing Manager or Senior Analyst

• Execute key operational and financial controls aligned to loan servicing, investor activity, escrow administration, and system processing
• Validate outputs, review exception reports, and ensure discrepancies are identified, documented, and resolved timely
• Support ongoing assessment of servicing processes to ensure alignment with federal and state regulations, Bank policies, and internal control expectations
• Assist with operational risk identification by documenting control gaps, inefficiencies, or recurring issues and recommending corrective actions

• Identify opportunities to streamline workflows, reduce manual effort, improve data accuracy, and strengthen controls
• Document process improvement recommendations, including issue description, root cause, risk impact, and proposed solution
• Support the implementation and testing of approved process changes, automation efforts, and system enhancements
• Assist as a subject matter participant in User Acceptance Testing (UAT), core parameter review, and system release testing

• Ensure assigned activities comply with applicable regulations, including but not limited to RESPA, escrow requirements, and investor guidelines
• Assist with audit and examination requests by compiling, reviewing, and submitting accurate documentation and evidence
• Support periodic quality assurance reviews, end‑of‑year processing, and required servicing certifications as directed
• Maintain accurate management and operational tracking reports to support monitoring and decision‑making
• Provide day‑to‑day guidance and knowledge sharing to team members
• Communicate effectively with internal partners including Finance, Compliance, Lending, and Technology to resolve issues and support operations
• Maintain professional, responsive communication with internal and external stakeholders to support service quality and customer satisfaction