Financial Planning Consultant; Walnut Creek, CA

Summary

Under limited supervision, uses specialized knowledge and skills to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues including portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning.

• Partner with a Financial Advisor to review clients’ portfolio design, understand client goals, enter client data, and conduct financial analysis.
• Evaluate individual and employer‑based retirement needs, research options, and recommend planning alternatives.
• Research and provide recommendations related to risk management concerns, including insurance.
• Design and recommend tailored financial analysis or comprehensive financial plans that meet short‑ and long‑term goals.
• Prepare presentations that clearly communicate recommendations and alternatives related to the client’s financial analysis and plan design.
• Perform detailed document reviews and analyze client information across the financial planning spectrum to develop plans.
• Research information as needed on a case‑by‑case basis and write customized plan observations and recommendations.
• Prepare files for meetings with existing and new clients.
• Coordinate and follow through on communication with new and existing clients.
• Continuously monitor clients’ financial situations with detail and accuracy.
• Respond to client questions by telephone, email, and occasional personal visits.
• Educate clients on the functions of various securities markets and the factors that affect them.
• Provide guidance on estate planning options and techniques.
• Respond to and direct education‑funding questions, including 529 savings plans.
• Assist with guidance on small business planning.
• Conduct research as needed related to assigned client cases, including basic income tax questions and legal issues.
• Participate in client presentations when required.
• Open, transfer, and close customer accounts and maintain account records, as applicable.
• Obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on the completion of transactions, as applicable.
• Ensure firm and regulatory policies are followed within compliance standards.
• Perform other duties and responsibilities as assigned.

Bachelor’s degree in a related field and at least three years’ experience in the financial services industry with an emphasis on financial, retirement, and estate planning or an equivalent combination of experience, education, and/or training approved by Human Resources.

• Securities Industry Essentials (SIE) required. Exemption or grandfathering is not available.
• Series 7.
• Series 63, 65, and/or 66 as required by state or ability to obtain within six months.

• Series 66 – Uniform Combined State Law Examination (FINRA)
• Series 7 – General Securities Representative Examination (FINRA)
• Securities Industry Essentials Exam (SIE) – FINRA

$70,304.00 – $

Less than 25%

Resident

• Medical, dental, and vision coverage
• Life insurance
• Critical illness insurance and accident insurance
• Disability benefits
• Retirement savings
• Paid time off (vacation, holidays, and sick leave)
• Parental leave

Eligibility for benefits and specific offerings may vary based on position and employment status. For more details, visit

The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.