Private Mortgage Banker

• Participate in soliciting residential mortgages from various sources
• Produce high quality jumbo loans which are compliant and provide excellent customer service
• Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
• Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
• Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
• Understand real estate appraisals, title reports, and real estate transactions
• Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
• Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
• Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
• Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements

• 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
• Basic Microsoft Office skills
• Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
• Excellent verbal, written, and interpersonal communication skills
• Mortgage industry experience
• Knowledge and understanding of sales prospecting and generating referrals
• Customer service experience
• Experience working with high net-worth clients

Demonstrates expertise in Private Mortgage Banking Sales, with a strong focus on customer service and relationship building with affluent clients. Proficient in analyzing financial data and understanding mortgage products, policies, and compliance requirements.

• Private Mortgage Banking Sales Experience
• Customer Service Experience
• Mortgage Industry Experience
• Sales Prospecting and Generating Referrals
• Understanding of Real Estate Transactions

• Financial Data Analysis
• Mortgage Loan Products Knowledge
• Real Estate Appraisals Understanding
• Title Reports Understanding
• Microsoft Office Skills

• Excellent Verbal Communication
• Excellent Written Communication
• Interpersonal Communication Skills

• Residential Mortgages
• Jumbo Loans
• Client Satisfaction
• Compliance Requirements
• High Net-Worth Clients