AVP Lending

Mid South Community Federal Credit Union is seeking a dynamic and experienced professional to lead our Lending Department in Warner Robins, GA.

As the oldest locally‑owned financial institution in Middle Georgia, Mid South Community Federal Credit Union prioritizes its members -- both external and internal. Our mission of Helping People Afford Life guides everything we do, and we seek an AVP of Lending who shares this passion and commitment.

As the AVP of Lending, you'll provide leadership and direction for our centralized Lending Center, ensuring our team delivers an exceptional lending experience while achieving the Credit Union's strategic growth objectives. You'll lead a team of loan underwriters, loan processors, and lending sales professionals, fostering a culture of collaboration, accountability, and continuous improvement.

In this role, you'll oversee the day‑to‑day operations of the Lending Center, monitor performance, develop talent, and ensure lending activities are conducted efficiently, accurately, and in compliance with Credit Union policies and regulatory requirements. Working closely with the Chief Lending Officer, you'll help shape lending strategies that drive loan growth, enhance the member experience, and support the long‑term success of the organization.

• Leading the daily operations of the centralized Lending Center, ensuring service standards, production goals, and operational efficiencies are consistently achieved.
• Coaching, developing, and supporting Loan Underwriters, Loan Processors, and the Lending Sales Manager to build a high‑performing and engaged team.
• Monitoring departmental performance metrics, workflow, and service levels to identify trends and implement continuous process improvements.
• Partnering with the Chief Lending Officer to establish and execute strategies that drive consumer loan growth and support the Credit Union's strategic objectives.
• Exercising lending authority by evaluating, approving, or recommending consumer loan and line of credit applications within established authority limits.
• Ensuring Lending Center operations comply with all applicable laws, regulations, internal controls, and Credit Union policies.

• Experience: 8-10 years of similar or related experience.
• Education: (1) Bachelor's degree (2) Achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., information technology certifications in lieu of a degree)
• Skills:
  • Have extensive personal contact with others and is of a personal or sensitive nature.
  • Motivate, influence, and/or train others.
  • Foster sound relationships with other entities (companies and/or individuals).
  • Have in‑depth understanding and ability to interpret regulations affecting lending programs.
  • Have extensive knowledge of consumer, commercial and real estate lending practices and procedures.
  • Use spreadsheet and word processing software.

The AVP of Lending position is a full time role, working typically 40 hours weekly.

Our recruiting cycle includes reviewing all applications, conducting phone interviews, and conducting face‑to‑face interviews. Once we review your application and resume, you will be contacted by phone if you are selected to move forward in our hiring process.

We will reach out to every applicant once the position is filled to inform you of the status of the position.

This position description is not all inclusive. The person hired for this role will be required to perform other duties as deemed necessary.

All external employment offers are subject to the satisfactory completion of reference, credit, drug, alcohol, and background checks.

Note:

This position has been posted for both internal and external applicants - meaning that current employees are eligible for this opportunity as well. If this position is filled internally, all external applicants will be notified, stating that fact.

All external employment offers are subject to the satisfactory completion of reference, credit, drug, alcohol, and background checks.