Commercial Loan Originator

Greenwood Credit Union has an opportunity for a mid-level professional interested in expanding their skillset to become part of our Commercial Lending team. This position reports directly to our Vice President of Commercial Lending and will work closely with other teams across the Credit Union.

We are seeking a highly motivated and detail-oriented Commercial Lender to join our dynamic team. This role is a unique opportunity to work with a leading financial institution and provide customized lending solutions to our clients. As a Commercial Lender, you will be responsible for managing a loan portfolio and building relationships with clients to drive growth and success. If you are passionate about finance and customer service, this could be the ideal role for you.

The ideal candidate is someone who believes in the mission of our Credit Union, who is excited to learn, holds themselves and their co-workers to impeccable standards and thrives in an environment where they will be rolling up their sleeves and working alongside each other every day. This person is detail-oriented, possesses strong relationship and communication skills, enjoys challenges, is ready to work in a fast‑paced environment, and looking for an opportunity to support and be part of an exceptional team.

Join the commercial team at Greenwood Credit Union, a strong, independent local institution where decisions are made locally, leadership is accessible, and community comes first. As a Commercial Loan Originator, you’ll help businesses grow through thoughtful, relationship‑driven lending.

We offer competitive compensation, excellent benefits and a culture focused upon teamwork and service. We have been voted one of Rhode Island’s Best Places to Work four years in a row. Benefits include PTO, healthcare (we pay the deductible), dental, vision, life, long‑term disability, 401(k) with a generous match and an on‑site gym.

• Interviews applicants to determine loan requirements and gather pertinent information for loan applications.
• Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant's evaluation.
• Analyzes applicant's financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
• Resolves uncertainties relating to customer application information through inquiries with applicants or creditors.
• Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Commercial Lending Vice President for proper approval.
• Prepares financing proposals consistent with approval for presentation to the applicant.
• Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
• Ensures timely loan closing and funding activities.
• Position will require commercial loan origination and commercial deposit goals.
• Maintains a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
• Participate in community and professional organizations and events.
• Uses experience and sound judgment to plan and accomplish goals. Underwrite and analyze credit and financial information to determine credit worthiness (as necessary).
• Communicates loan decisions, terms, and conditions to clients and ensures loan documentation is in compliance with company policies and procedures.
• Stays up-to-date on market trends and competitive landscape to identify new business opportunities and provide creative financing solutions.
• Provides excellent customer service and builds long‑term relationships with clients.
• Maintains and applies knowledge of current lending policies, procedures, and regulation.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, ability and/or physical demands required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's…