Credit Risk Management Consultant

We improve lives
IDB Invest is the private sector arm of the IDB Group and an international financial institution committed to addressing the development needs of Latin America and the Caribbean. Our mission is to support sustainable enterprises and projects that deliver financial results while maximizing social and environmental impact in the region.

We improve lives
IDB Invest is the private sector arm of the IDB Group and an international financial institution committed to addressing the development needs of Latin America and the Caribbean. Our mission is to support sustainable enterprises and projects that deliver financial results while maximizing social and environmental impact in the region. IDB Invest operates in 26 countries, structured across four geographic regions and three industry verticals:
Infrastructure and Energy, Financial Intermediaries, and Corporates. In support of a new transformative business model "Originate to Share" our shareholders recently approved a $3.5 billion capitalization. This will allow IDB Invest to significantly scale up its investments, to approximately $19 billion, and unlocking greater private sector participation to drive development and climate impact across the region.

We are looking for two Credit Risk Management professionals with strong experience in one or both of these two: i) Infrastructure (Project Finance) and Corporate Finance, including in sectors such as energy, water and sanitation, social infrastructure, transportation, agribusiness, telecommunications, digital economy, tourism, manufacturing. ii) Banking and non-banking financial institutions, SME, consumer finance, or microfinance portfolios, as well as familiarity with local capital markets and supervisory frameworks;

experience in structured finance, and/or investment funds is an asset. You will work in the Credit Risk Division, part of the Risk Management Department of IDB Invest reporting to the Principal Credit Risk Officer in Infrastructure based in Washington DC. The Credit Risk Management Division is responsible for developing and leading all aspects of credit risk policies, parameters and procedures, reviewing credit and investment proposals, assessing risk and supporting the internal credit approval process and portfolio supervision.

The Credit Risk Management Division works closely with Investment Officers and clients to find opportunities to add new value dedicatedly, beyond compliance and risk mitigation, and bring developmental impact and sustainability.

• Support the origination, execution, and monitoring of corporate and project finance and/or financial institutions in transactions with significant development impact and provide independent technical risk assessments.
• Identify sensitive areas and issues (to be addressed by various business areas) and offer potential solutions and alternatives.
• Perform an independent credit risk assessment of complex project finance and corporate transactions and/or financial institutions reviewing and providing advice on financing structures, financial documents, consultant reports, financial models, and legal documentation to fully assess resulting credit risk.
• Be part of multidisciplinary teams in the analysis of prospective transactions and make recommendations to mitigate the identified key credit risks.
• Review and ratify the internal credit risk ratings, considering borrower risks, transaction structure risks, macro/regulatory environment, non-financial risks, envisioned probability of default, loss-given default, and expected recoveries.
• Review the portfolio of non-sovereign guaranteed operations and undertake periodic annual reviews, identifying early problems and maintaining updated the credit…