Financial Underwriter

Washington, DC-Based | Energy and Infrastructure Finance | 5–10 Years of Experience

Summit Consulting, LLC provides quantitative and qualitative solutions to help federal agencies and mission-driven organizations address complex challenges in financial management, risk management, program delivery, and analysis. Our practitioners combine technical rigor with practical implementation experience, working collaboratively with clients to support sound decisions, strengthen program operations, and improve outcomes for the communities they serve.

Summit is seeking an experienced Financial Underwriter with 5 to 10 years of experience to support federal energy and infrastructure finance work. This position is based in Washington, DC. The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability, affordability, resiliency, and long-term community benefit.

The work requires the ability to evaluate asset-level financial performance, borrower or sponsor capacity, cost reasonableness, operating assumptions, repayment capacity, and the strength of supporting documentation. Direct experience with project finance and/or municipal finance transactions is preferred.

The strongest candidates will bring advanced financial judgment, mature underwriting discipline, strong technical writing skills, and the ability to evaluate complex asset and borrower information in a clear, well-documented, and defensible manner. Candidates should be comfortable assessing both quantitative financial indicators and qualitative considerations, including sponsor capacity, implementation risk, documentation quality, operating risk, reasonableness of assumptions, and alignment with stated financing objectives.

Requirements for this position include:

• A bachelor's degree in finance, accounting, economics, business, public policy, energy policy, engineering, or a similar program.
• Five to ten years of experience in financial underwriting, credit analysis, commercial lending, project finance, infrastructure finance, public finance, energy finance, federal loan or grant program support, or a similar analytical role.
• Demonstrated ability to independently evaluate complex financial statements, cash flow, credit risk, repayment capacity, financial ratios, asset-level budgets, and supporting documentation.
• Experience assessing capital budgets, financing assumptions, operating projections, sources and uses of funds, borrower or sponsor financial capacity, and the reasonableness of underlying assumptions.
• Working knowledge of energy, utility, or infrastructure asset considerations, such as capital cost drivers, operating costs, revenue assumptions, useful life, resiliency, maintenance needs, system reliability, and long-term financial sustainability.
• Ability to identify, document, and communicate material financial, credit, operational, implementation, and documentation risks in a clear and defensible manner.
• Advanced analytical and technical writing skills, including grammar, editing, and proofreading skills, to complete underwriting narratives, financial summaries, risk assessments, issue papers, and recommendation materials with limited revision.
• Proficiency with Microsoft Excel, Word, and PowerPoint, including the ability to work with financial schedules, summarize quantitative results, and prepare polished written deliverables.
• Strong organizational skills, attention to detail, and ability to manage multiple complex application reviews or underwriting assignments at the same time.
• Ability to work collaboratively with colleagues and clients and communicate effectively in technical and non-technical settings.
• Ability to exercise sound professional judgment, elevate issues appropriately, and support consistent underwriting practices across a portfolio of application reviews.

Preferred qualifications include:

• Experience supporting federal lending, grant, credit, loan guarantee, or financial assistance programs, including application review, underwriting, credit assessment, or portfolio support.
• Familiarity with energy, utility, infrastructure, clean energy, electric cooperative, public power, Tribal, community-serving, or rural asset finance.
• Experience reviewing renewable generation, battery energy storage, electric distribution or transmission, grid modernization, utility system, or other infrastructure assets involving multiple funding sources,…