Credit Analyst

• Serve as the primary Credit Risk Management analyst and contact for assigned industry sectors
• Partner with agents, brokers, customers, and business units on account credit risk exposure
• Perform credit analysis of prospects and customers and produce accurate, timely credit ratings with documentation
• Make credit and collateral recommendations supporting retention and new business goals
• Collaborate with marketing and underwriting teams in renewal and new business processes
• Participate in client and prospect calls while maintaining confidentiality of client financial information
• Establish and maintain relationships with investment community contacts, brokers, clients, billing and collections, and management
• Conduct target market research and gather competitive intelligence
• Communicate research findings and recommendations
• Identify process improvement opportunities and implement enhancements
• Support evaluation of credit analysis systems and methodologies
• Participate in client investor presentations and industry associations
• Engage in ongoing educational opportunities to expand credit and industry knowledge
• Perform other duties as assigned

• Bachelor’s Degree in finance, accounting, economics, or a related discipline
• 5 years of experience in increasingly responsible positions in credit risk management or financial analysis
• Master’s Degree
• 7 years of experience in credit risk management, financial analysis, and/or risk assessment
• Chartered Financial Analyst (CFA) or other professional designation
• Background in financial analysis, risk assessment, and portfolio management
• Strong analytical and quantitative skills
• Knowledge of an assigned industry segment with exposure to marketing and underwriting functions
• Ability to communicate effectively at all levels
• Ability to work independently and as part of a team

Demonstrates expertise in Credit Risk Management and Financial Analysis, with a strong focus on analytical skills, industry knowledge, and effective communication. Capable of collaborating with various stakeholders to enhance credit evaluation processes and support business objectives.

• Credit Risk Management
• Financial Analysis
• Chartered Financial Analyst (CFA)
• Analytical Skills
• Risk Assessment

• Credit Analysis
• Credit Ratings
• Collateral Recommendations
• Market Research
• Process Improvement
• Portfolio Management

• Effective Communication
• Team Collaboration
• Independence

• Chartered Financial Analyst (CFA)
• Master’s Degree

• Financial Analysis
• Risk Assessment
• Credit Risk Exposure
• Marketing Functions
• Underwriting Functions