Portfolio Underwriter

Responsibilities include but are not limited to:

• Comprehensive review of collateral and all property elements.
• Ensure portfolio and investor compliance.
• Ensure credit policy and procedures are followed.
• Generate self employed income through tax return analysis.
• Clearly document underwriting decision.
• Prepare customer commitments to be issued detailing additional conditions.

Required Skills:

• Demonstrated strong knowledge of underwriting self employed individuals.
• Demonstrate full knowledge of collateral and appraisal understanding and have experience with unique properties.
• Full knowledge of condominiums and cooperative lending.
• Ability to prioritize tasks and handle multiple tasks simultaneously.
• Good verbal and written communication skills. Ability to effectively present information in one-on-one and small group situations.
• May be required to lift loan files up to 10 pounds.

Required Experience:

• High School Diploma or GED and a minimum of five years non-conforming/portfolio underwriting experience.
• Associate's Degree preferred.

Full-time

Non-exempt

1720

We provide a comprehensive and competitive total rewards package including base salary determined by factors such as the role, relevant experience, skill set, and geographical location. Eligible positions may also be eligible to receive commission-based compensation and/or discretionary incentive compensation, which may be awarded as cash or forfeitable equity, recognizing individual performance and contributions.

In addition to financial compensation, we offer a robust suite of benefits tailored to meet diverse employee needs based on eligibility criteria. These include comprehensive health care and insurance plans, retirement savings options, tuition and adoption reimbursement programs, paid time off, mental health support, and other valuable benefits programs. Further details regarding total compensation and benefits will be shared during the hiring process.

$36.92 - $61.49 / hour

In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.

Valley is an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status or characteristic.

If you are a person with a disability and need a reasonable accommodation to search or apply for a career opportunity, please call us at , option 2, for assistance with an alternate method of access. A response to your accommodation request may take up to two business days. Other inquiries to this number will not receive a response.