SVP Loan Officer

About The Role

The SVP Loan Officer provides leadership and strategic direction for the banking lending function across assigned markets. This role is responsible for driving profitable loan growth, driving deposit growth, maintaining strong credit quality, and ensuring compliance with regulatory and risk management standards. This role monitors portfolio performance and supports ongoing reporting of loan conditions.

• Champion Enterprise Values:
  Lead with and model SSB&T’s core values, embedding them into data strategy, governance, and team culture.
• Monitor loan production and portfolio management efforts within the assigned market or segment.
• Ensure compliance with regulatory requirements, audit, and credit standards.
• Originate and manage moderately complex consumer and/or commercial loan relationships.
• Provide strategic input on market growth and lending initiatives.
• Present complex credits to the senior loan committee and executive leadership.
• Build and maintain relationships with customers through proactive service and communication.
• Gather financial documentation.
• Ensure loan files meet internal policies and regulatory requirements.
• Actively grow the loan portfolio through business development efforts and grow deposit growth.
• Participate in community and business development activities.
• Maintain a high level of customer service through the loan lifecycle.

• Exempt
• Full-time
• Monday‑Friday, 8 am‑5 pm
• Any special requirements such as overtime/ evening or weekend work etc.
• Community/ volunteer involvement
• Focus‑intensive position requiring extended periods of sitting and digital navigation.
• Occasional walking, standing, and use of office equipment.
• Must possess close visual acuity and clear speech for verbal communication.

• Physical reporting Branch or Operations office location.
• Travel may be necessary depending on business needs.

• Bachelor’s degree in Business, Finance, or related field.
• 10+ years of commercial lending or banking loan experience.
• Demonstrate leadership and team development experience.
• Extensive leadership, credit, and portfolio management expertise.
• Strong business development and relationship management skills.
• Strong customer service, communication and interpersonal skills.
• Ability to manage multiple priorities, interpersonal skills and meet deadlines.
• Ability to adapt to growing business needs and structural changes.
• Familiarity with regulatory and credit compliance standards.

• MBA or advanced financial degree.
• Prior executive or senior leading leadership experience.
• Experience managing market‑level or regional loan portfolios.
• Commercial or business lending experience.

SSB&T offers all eligible full‑time employees a robust benefits package. Employees receive benefits to support total health, financial, and work‑life balance. Benefits packages include life insurance, medical, dental, vision, disability, 401(k), vacation, and sick time. Full‑time employees will receive 11 paid federal holidays.

We are committed to competitive compensation at SSB&T. By analyzing market data, we establish fair salary ranges. Your pay is determined by your experience, the role’s market value, and your geographical location.

Security State Bank & Trust is an Equal Opportunity Employer.