General Adjuster, Property

Responsibilities

• Manage a caseload of moderate to high‑exposure and complex property claims from assignment through final resolution.
• Investigate losses, gather facts, evaluate damages, and determine coverage in accordance with policy provisions and applicable regulations.
• Conduct thorough on‑site inspections, structure evaluations, personal property assessments, and site analyses.
• Prepare accurate damage estimates and evaluate repair and replacement costs.
• Negotiate settlements with policyholders, public adjusters, contractors, restoration providers, attorneys, and other stakeholders.
• Handle litigated claims and collaborate with legal partners as necessary.
• Maintain proactive and professional communication with policyholders throughout the claim lifecycle.
• Partner with internal teams and external vendors to ensure timely and effective claim resolution.
• Apply property claims best practices, company guidelines, and regulatory requirements.
• Respond to catastrophe (CAT) events and assist with disaster‑related claims as needed.
• Mentor less experienced claims professionals and support knowledge‑sharing initiatives.
• Identify opportunities for process improvements and operational efficiencies.
• Maintain all required state adjuster licenses and compliance requirements.

• Bachelor's degree in Business, Insurance, Risk Management, or a related field; or equivalent combination of education and experience.
• Minimum of 4 years of property claims adjusting experience handling residential property losses.
• Equivalent combination of an Associate degree and 6+ years of relevant claims experience may be considered.
• Experience managing moderate to complex homeowners' property claims from investigation through settlement.
• Previous field adjusting experience preferred.
• Strong investigative and analytical abilities.
• Advanced negotiation and conflict‑resolution skills.
• Excellent verbal and written communication skills.
• Ability to build trust and rapport with customers during stressful situations.
• Strong organizational and time‑management skills.
• Ability to prioritize competing demands and manage a high‑volume caseload.
• Sound decision‑making and problem‑solving capabilities.
• Ability to work independently with minimal supervision.
• Collaborative team player with the ability to influence and partner across functions.
• Commitment to continuous learning and professional development.
• Ability to effectively mentor and develop less experienced team members.

Demonstrates expertise in managing complex property claims, including investigation, damage evaluation, and negotiation, while ensuring compliance with regulatory requirements. Proven ability to mentor team members and implement process improvements for operational efficiency.