Commercial Lines Field Risk Consultant

• Conduct on-site surveys of commercial accounts to identify and evaluate property, liability, and commercial auto exposures.
• Perform hazard identification, risk assessments, and evaluations of existing controls and safety programs.
• Analyze operational processes, loss history, inspection findings, and exposure data to determine risk quality.
• Develop comprehensive risk assessment reports and communicate findings to underwriting and policyholders.
• Develop account-specific service plans and recommendations designed to reduce loss frequency and severity.
• Monitor progress on recommendations and conduct follow-up activities as necessary.
• Build and maintain strong relationships with agents and brokers.
• Participates in agency visits and staff meetings.
• Provide risk quality assessments and recommendations that inform underwriting decisions, account pricing considerations, retention strategies, and portfolio management objectives.
• Provide technical expertise and support to Claims, Underwriting, and other business partners.
• May also provide training.
• Complete timely and accurate inspection reports, including photographs, diagrams, and recommendations.
• Assist with quality reviews of vendor surveys.
• Maintain current knowledge of industry trends, regulations, and best practices.

• Bachelor's degree in Occupational Safety, Risk Management, Insurance, Engineering, Environmental Health & Safety, or related field preferred.
• 3-7 years of experience in commercial risk control, loss control, safety management, underwriting support, or a related discipline.
• Experience evaluating commercial property and casualty risks preferred.
• Strong knowledge of Commercial Property, General Liability and exposures and controls.
• Knowledge of Commercial auto is a plus.
• Knowledge of Building codes, NFPA standards, fire protection systems, and risk management principles.
• Excellent analytical, communication, organization, and relationship management skills.
• Proficiency with Microsoft Office and risk assessment/reporting platforms.
• Preferred Certifications CSP – Certified Safety Professional ARM – Associate in Risk Management CPCU – Chartered Property Casualty Underwriter CRM – Certified Risk Manager ALCM – Associate in Loss Control Management.

Demonstrates expertise in conducting risk assessments, analyzing commercial property and casualty risks, and developing tailored service plans to mitigate loss. Proficient in communicating findings and recommendations to stakeholders while maintaining strong relationships with agents and brokers.

• Risk Assessment
• Commercial Property Knowledge
• Loss Control Experience
• Analytical Skills
• Communication Skills

• Risk Assessment
• Hazard Identification
• Loss History Analysis
• Safety Program Evaluation
• Commercial Auto Knowledge
• Building Codes Knowledge
• NFPA Standards Knowledge
• Fire Protection Systems Knowledge
• Risk Management Principles
• Inspection Reporting

• Relationship Management
• Organizational Skills
• Analytical Skills
• Communication Skills

• CSP – Certified Safety Professional
• ARM – Associate in Risk Management
• CPCU – Chartered Property Casualty Underwriter
• CRM – Certified Risk Manager
• ALCM – Associate in Loss Control Management

• Commercial Risk Control
• Loss Control
• Safety Management
• Underwriting Support
• Property and Casualty Risks

• Microsoft Office
• Risk Assessment Platforms