Vice President, Commercial Lender

## Vice President, Commercial Lender Apply locations:
Midwest Heritage, Ep True Parkway, West Des Moines, IAtime type:
Full time posted on:
Posted 12 Days Agotime left to apply:
End Date:
May 12, 2026 (1 day left to apply) job requisition :
R227749
** Additional Considerations (if any):**-At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.
** Midwest Heritage Bank
**** Job Title**:
Vice President, Commercial Lender
** Department:
** Banking
* * FLSA:
Exempt
**** General Function
** The Vice President Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate agricultural and/or commercial business. Position consists of managing asset quality of Commercial portfolios, retention and overall relationship management of business banking.
** Core Competencies
*** Customer Service
* Professionalism* Sales
* Networking and relationship building
* Loan Knowledge
** Reporting Relations
**** Accountable and

Reports to:

** EVP, Senior Lender
** Positions that Report to you:
** None
*
* Primary Duties and Responsibilities:

*** Responsible for meeting or exceeding loan, fee, and deposit production goals.
* Ensure loan and deposit portfolio is in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.
* Prepare and present basic to the most complex credits, including write-ups. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating.
* Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.
* Provide loan operations the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler).
* Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential commercial customers.
* Actively participates in the strategic planning, development and marketing of Ag and/or commercial loan programs including developing pricing strategies and completing assigned projects. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities.
* Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes.
* Mentors, trains and assists less experienced peers on complex credits.
** Knowledge, Skills, Abilities, and Worker Characteristics:
*** Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
* Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
* Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word).
* Good verbal and written communication skills.
* Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
* Strong detail orientation including the ability to review forms for accuracy and completeness.
*
* Education and Experience:

*** Bachelor’s Degree in Finance, Business or related field with a minimum of 7+ year’s commercial lending experience.
* Must have valid driver’s license and meet requirement for use of company vehicle.
*
* Physical Requirements:

*** This position is classified sedentary/light and requires the ability to sit for long periods of time.
* Visual requirements include: ability to see detail at near range with or without correction.
* Must be able to perform the following physical activities: sitting for…