Alternative Investments Financing Senior Wealth Underwriter

About this role:

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Working at Wells Fargo | Jobs and Careers at Wells Fargo ()Wells Fargo is seeking a Senior Wealth Underwriter in the Banking, Lending, & Trust's (BL&T) center of excellence within Wealth & Investment Management (WIM). As part of its vision for a flatter, more nimble organization that is easier to do business with, WIM has created horizontal functions known as centers of excellence to support all client coverage channels.

BL&T is a center of excellence that brings teams and functions across WIM’s consumer businesses under a common, WIM-level organization.

The Underwriter will be on the Alternative Investments Financing team providing custom credit solutions focused on credit delivery to Private Capital and Hedge Fund Managers, as well as to family offices and Ultra High Net Worth individuals with significant Private Capital and Hedge Fund investment portfolios.
In this role, you will:

Maintain subject matter expertise in the alternatives investment industry, including private equity, private credit, hedge funds, and related fund structures and investment vehicles.

Underwrite, analyze, and structure complex custom credit transaction secured by alternative assets, including the evaluation of borrower financial statements, tax returns, fund structures, and collateral arrangements.

Analyze borrower, guarantor, and collateral profiles, delivering timely and sound credit recommendations while maintaining strong risk discipline.

Structure customized lending solutions that address clients' unique liquidity and financing needs, clearly communicating recommendations both verbally and in writing.

Execute complex credit transaction for new and existing client relationships, delivering tailored financing solutions while supporting portfolio quality, revenue growth, and profitability objectives.

Proactively monitor and manage a portfolio of credit relationships, identifying emerging risks and opportunities and communicating findings and recommendations to management in a timely manner.

Partner with bankers and other client-facing professionals, participating in client meetings, credit discussions, and financing transactions.

Collaborate closely with Credit, Independent Risk Management, Legal, Operations, and other key stakeholders to support efficient transaction execution and an exceptional client experience.

Contribute to complex transactions, process improvements, and strategic initiatives across the platform while promoting consistent underwriting practices and disciplined credit decision-making.

Provide technical guidance and share knowledge with colleagues, contributing to team development and underwriting excellence.

Exercise sound judgment and independent decision-making while operating effectively in a fast-paced, highly collaborative environment.

Required Qualifications:

4+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired

Qualifications:

Demonstrated experience in wealth management, private banking, commercial banking, corporate banking, specialty finance, or structured lending, with a strong foundation in credit underwriting and portfolio management.

Good knowledge of alternative investments and related collateral types, including private equity, private credit, hedge funds, limited partnership interests, carried interests, and other alternative assets.

Strong understanding of financial statement analysis, accounting principles, credit risk assessment,…