Senior Loan Processor

Responsibilities

• Assure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
• Facilitate a timely loan closing by serving as the main point of contact for title companies, real estate agents, mortgage officer/ mortgage loan originator, borrowers, and mortgage underwriters
• Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
• Accurately input loan file documentation into necessary software programs
• Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested

• Commercial loan and Refinance loan knowledge is helpful -- knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is essential
• Excellent attention to detail, customer service, time management, and communication skills are needed
• Recent mortgage loan processing (2-3 years experience) for a bank, credit union, or mortgage company is necessary
• High school diploma required;
  Bachelor’s degree is preferred
• Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential

Compensation:
$60,000 per year