Finance - Margin Lending Analyst in West Valley

Margin Lending Analyst

The Margin Lending Analyst will support the Private Wealth Management (PWM) Margin Lending team in delivering operational excellence across margin calculation, monitoring, and exception handling. This position is essential for ensuring adherence to regulatory requirements and upholding client service standards, while providing comprehensive support to the advisor team.

Key Responsibilities

• Margin Call Issuance & Monitoring:
  Execute daily margin calculations, validate call amounts, and issue margin calls in accordance with regulatory and internal guidelines.
• Exception Handling:
  Monitor and resolve margin exceptions, including non-call issuance and late liquidations, ensuring risk mitigation and compliance.
• Manual Support:
  Provide manual margin calculations and overrides for high-value clients not supported by automated tools.
• Regulatory Governance:
  Apply margin rules (e.g., Reg T, FINRA 4210) and ensure adherence to firm-wide control frameworks.
• Reporting & Documentation:
  Maintain accurate records of margin activity, support audit requests, and contribute to control updates.
• Responding to all incoming queries and interacting with many different areas of the bank, in particular with Risk, Credit and Technology.
• Proactively working on enhancing the team's process and controls.
• Resolution and escalation of all client disputes and queries.
• Project and initiative management and participation within the team and across all regions

Qualifications

• Bachelor's degree is required
• Strong organizational and multi-tasking skills to balance competing priorities and meet deadlines.
• Exceptional understanding of products, risks, controls and escalations process across Operations.
• Excellent problem solving skills; comfort dealing with large datasets and strong numerical aptitude.
• Motivated, enthusiastic and career focused. Strong motivation to succeed, both as an individual and as a team.
• Desire for continued improvement and new challenges, both on a business and personal level.
• Excel skills an advantage.
• Excellent communication and interpersonal skills with a strong appreciation of client service.

Preferred Qualifications

• Good working knowledge of product flows and systems, including OTC derivatives and intercompany processes.
• Prior experience with the Margin Lending business, systems, flows, products and client base.