Auto Dealer Risk Analyst

The Auto Dealer Risk Analyst plays a key role in supporting the success and integrity of our auto finance program by evaluating dealer risk, monitoring portfolio performance, and identifying opportunities to strengthen processes and controls. This position partners across the organization to support dealer onboarding, assess business risk, and provide insights that help drive sound business decisions and long-term program growth.

• Evaluate and manage dealer risk throughout the onboarding and monitoring lifecycle.
• Review dealer financial, operational, and reputational information to assess risk and make recommendations.
• Monitor dealer performance using key metrics, trend analysis, and portfolio reporting.
• Conduct underwriting reviews and evaluate escalated dealer enrollment requests.
• Identify process improvement opportunities and recommend solutions that enhance efficiency and risk management.
• Partner with cross-functional teams to support dealer onboarding, monitoring, and program initiatives.
• Prepare reports, insights, and recommendations for business partners and leadership.

• 2+ years of experience in risk management, underwriting, lending operations, financial analysis, compliance, or a related field
• Experience evaluating business, merchants, dealer, or third-party risk
• Strong analytical and problem-solving skills with the ability to assess information and make sound recommendations
• Ability to manage multiple priorities and work effectively in a fast-paced environment
• Proven ability to build partnerships and collaborate across teams
• Strong organizational skills and attention to detail

• Bachelor s degree
• Experience in consumer lending, auto finance, banking, financial services, or dealer operations
• Experience using risk assessment, underwriting, or third-party risk management tools

Location:

On site in West Valley City, UT

One Main Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with One Main.

• Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)