Commercial Underwriter​/Credit Officer

Position: Commercial Underwriter / Credit Officer
About CFBank:

We are an award-winning, fast-growing, high-achieving organization that thrives on winning. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong  are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there.

We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.

About the role:

In this role, you will be a key player in the Organization's success, directly contributing to the Bank's achievement of its business plan. The Commercial Credit department is responsible for ensuring that the Bank maintains a high level of credit quality regarding the Bank's commercial lending portfolio.

What you'll do:

• Maintain a deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.
• Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.
• Determine viability of new loan requests, approving and underwriting credit requests within authority limits.
• Provide oversight on loan administration practices, the approval process, and work with leadership to coordinate new requests through the loan committee.
• Produce and oversee the production of various reports which provide information for decision-making and managing the credit function.
• Comply with internal security policies and procedures and maintain customer confidentiality at all times.
• Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
• Accept other responsibilities and projects as requested to add value for CFBank.

Education and Experience

• Related degree with a minimum of 3 years of experience or equivalent combination of experience/education preferred.
• Intermediate-level computer knowledge required.
• Deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.

What We Offer:

• Career advancement and skill enhancement opportunities as a result of our focus on growth through collaboration as well as our uniquely flat organizational chart, which provides all roles with unique visibility to the Executive team.
• Excellent Benefits Package:
  Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.
• "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3 year vesting
• Employee Banking Products and Services and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
• Employee Assistance Program with a wide range of free resources such as estate planning and wellness resources
• One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success