Commercial Loan Assistant

• Employee Type Full Time

Contact information

• Name Human Resources

To assist the loan officers with all activities associated with commercial lending, including responding to customer needs for information and assistance with their banking business.

Join the Legacy Bank team and play a key role in supporting commercial lending operations. If you're detail-oriented and passionate about helping customers with their banking needs, apply today!

• Assist loan officers with preparing worksheets and gathering information for loan requests to forward to the loan operations department for processing including ordering title insurance, appraisals, flood certificates, taxes, credit reports, etc. Review completed loan documentation for accuracy according to loan worksheet requests. Coordinate title company closings with the title company including but not limited to reviewing settlement statements, preparing documents and loan proceeds and coordinating delivery of closing packet to the title company.
  
  Assisting loan officers with the closing of both new and renewed loans when loan officer is not available. Responsible for sending title commitments to commercial loan officers assisting in fulfilling all requirements.
• Responsible for assisting loan officer in collecting necessary documents on all new loan customers to meet both CIP and beneficial ownership requirements including assisting loan officer in reviewing entity operating agreements, bylaws, etc. Verify CIP and beneficial ownership info on existing customers and make updates as needed in accordance with regulations and internal standards. Responsible for collecting and reporting HMDA reportable information.
  
  Responsible for clearing exception reports including CIP and beneficial ownership.
• Communicate and provide support to loan customers regarding their loans;
  Prepare loan advances, pay invoices, process payments, wires, etc. at customer and officer request.
• Assists loan officer in obtaining current financials, final title policies and insurance on collateral on ongoing basis.
• Create and update lot developments in the lot books.
• Daily Overdraft report for commercial customers and other duties as assigned.
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

• High school diploma or GED required.
• Six months to two years of similar or related experience, including time spent in preparatory positions.

A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

Since our founding in Colwich, Kansasnearly
140 years ago, Legacy Bank has established itself as a strong community partner and a preferred place of employment. Nowinour fifth generation of leadership,our focus remainson our people and delivering relationships, service, and solutions to our area communities.

All employees are expected to actively promote Legacy Bank to existing and prospective customers to obtain and build the Bank’s customer base and thereby enhance Legacy Bank’s growth and profitability.

At Legacy Bank, our employees exemplify sound work ethics, dedication, and a desire to improve lives. We consider our team members our most valuable asset and prioritize their well-being. We recognize their contributions and support them with comprehensive benefits, fostering both their personal happiness and long-term success.

Our Benefits include: health insurance (Legacy pays a portion of the employee’s premium), 401(k) with employer matching, accrued vacation and sick leave, paid personal day, health & dependent care flexible spending account, and more.

Perform primarily sedentary work with limited physical exertion and occasional lifting…