Senior Mortgage Loan Processor

Senior Mortgage Loan Processor

We are looking for a detail-oriented, organized professional who enjoys working behind the scenes to ensure a smooth and accurate lending experience for home buyers.

• Manage the full lifecycle of residential mortgage loans, including processing, submission to underwriting, clearing conditions, coordinating closings, and delivering loans to the secondary market.
• Accurately prepare loan documents and review for compliance.
• Build loans within our core system, ensuring all data is complete and correct.
• Collaborate with appropriate resources to assist in resolving customer inquiries and providing timely updates regarding loan status as needed.
• Assist with the coordination of loan closings and funding, ensuring that all loan fees and invoices are processed.
• Follow all bank policies, procedures, and regulatory guidelines to maintain compliance and operational excellence.

• High school diploma or equivalent required; associate or bachelor's degree preferred.
• 3+ years of experience in mortgage processing, underwriting coordination, closing, or secondary market functions.
• Experience in a community bank or similar lending environment preferred.
• Experience managing loans from application through sale is strongly preferred.
• Strong knowledge of mortgage processing, underwriting workflow, closing, post-closing, and secondary market guidelines.
• Familiarity with investor requirements (Fannie Mae, Freddie Mac, FHA, VA, USDA).
• Understanding of TRID, RESPA, and mortgage compliance regulations.
• Experience with loan origination systems (e.g., Meridian Link, Encompass, or similar).
• Excellent attention to detail and organizational skills.
• Ability to prioritize tasks and meet multiple deadlines.
• Available to travel as business needs require.
• Computer and communication skills for typical office environment.

$26.00 to $37.00 per hour, based on experience.

• Medical, Dental, and Vision Insurance
• Short-term and Long-term Disability
• Life and Accident/Credit Care Insurance
• Paid Days Off – Vacation, Sick, and Holidays
• 401(k) with match
• Flexible Spending Account
• Identity Theft Protection Program

Kensington Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sex, national origin, pregnancy (including childbirth, lactation, and related medical conditions), disability, protected veteran status, and all other protected statuses.