PowerCurve Originations Consultant

Role Summary

We are seeking an experienced Power Curve Originations Consultant to manage and implement Experian’s Power Curve Originations platform. This role is pivotal in automating credit applications and customer acquisition processes by designing and optimizing decisioning strategies that enable fast, accurate, and compliant credit decisions. The consultant will act as a subject matter expert in credit risk management, data analysis, and Power Curve platform capabilities to help businesses acquire high-quality customers while mitigating risk.

Technical expertise:

• Designing, developing, and maintaining business rules within Experian's Power Curve platform
  , a cloud-based decision engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer experiences and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the Power Curve system .
• Proficiency in the Power Curve Originations platform, including its decisioning engine, data mapping, and strategy design features.
• Credit risk knowledge:
  Understanding of credit risk management principles, credit scoring models, and regulatory compliance related to lending.
• Data analysis skills:
  Ability to analyze large datasets, interpret trends, and translate insights into actionable strategies
• Business acumen:
  Understanding of business goals, profitability metrics, and the impact of credit decisions on the overall business

• Strategy development and Management:
  Designing and building decisioning rules and strategies within the Power Curve platform to optimize customer acquisition while managing risk levels based on business objectives.
• Data integration:
  Connecting various data sources like credit bureaus, internal databases, and application data to feed into the Power Curve platform for comprehensive decision making.
• Application workflow management:
  Configuring application processes within Power Curve, including data capture, validation, and decisioning steps to streamline the customer onboarding experience.
• Performance monitoring:
  Tracking key metrics like approval rates, default rates, and customer acquisition costs to analyze the effectiveness of decisioning strategies and make necessary adjustments.