Risk Management - Strategic Analytics - Vice President

Job Description

Bring your expertise to  
** JPMorgan

Chase
* * and help shape the future of risk management in a world-class organization. As part of Risk Management and Compliance, you'll be at the center of keeping the firm strong and resilient-using expert judgment and analytics to help govern risk-taking activities that impact our customers and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class.

Join a team that values outside-the-box thinking and empowers you to drive meaningful change by developing strategies that balance growth, risk mitigation, and customer experience.

As a  
** Vice President, Acquisition Risk Management - Consumer Card (Retail Co-Brand)** , you will provide independent risk oversight for new account originations across our retail co-brand partnerships. You will set and maintain acquisition risk frameworks, review and challenge underwriting/decisioning strategies, and influence key decisions through governance routines and data-driven insights. You will partner closely with Card Product, Marketing, Finance, Analytics, Lending, and Technology teams-and engage with Governance, Legal, and Compliance-to ensure strategies are well-controlled, compliant, and aligned to risk appetite.

Job Responsibilities

+ Provide  
** independent oversight (2

LOD)
** of acquisition risk decisioning for retail co-brand consumer card originations

+ Perform  
** review and effective challenge
** of first-line proposals (policy/strategy changes, test plans, model/score usage, segmentation, offer/channel changes), ensuring risks are identified, quantified, and mitigated

+ Establish and monitor  
** KRIs / early warning indicators** , approval and loss metrics, and policy adherence; escalate emerging issues as needed

+ Partner with Governance, Legal, and Compliance to ensure strategies meet  
** regulatory and internal policy requirements**  (including fair lending considerations and documentation expectations)

+ Support  
** governance forums**  (approvals, periodic reviews, audits/exams), including preparing materials, documenting decisions, and tracking action items to closure

+ Drive cross-functional alignment by communicating risk/return tradeoffs and recommending  
** compensating controls
** or alternative approaches

+ Conduct  
** deep-dive analytics**  (e.g., segmentation, vintage/performance monitoring, funnel diagnostics, champion/challenger, attribution impacts) and deliver clear, actionable recommendations

+ Partner with Technology and Decision Management teams to  
** implement strategies
** in decisioning platforms, ensuring strong testing, documentation, and change

+ Contribute to continuous improvement of acquisition risk processes, monitoring, and reporting; mentor junior team members as applicable

Required Qualifications , Capabilities, and Skills

+ Bachelor's degree in a quantitative discipline (e.g., Economics, Statistics, Math, Engineering, Computer Science)

+ Minimum  
** 6 years
** of experience in  
** consumer lending / credit risk*
* + Strong understanding of  
** consumer credit laws and regulations
** relevant to underwriting/decisioning and risk governance

+ Strong analytics experience using  
** SQL and/or SAS**  (Python a plus) to independently assess strategy performance and risk outcomes

+ Demonstrated ability to operate in a  
** governance and oversight
** capacity (risk frameworks, controls, monitoring, documentation)

+ Proven ability to influence senior stakeholders through clear communication, structured thinking, and data-driven recommendations

+ Strong project management skills; ability to manage multiple priorities and deliver under tight timelines

Preferred Qualifications , Capabilities, and Skills

+ Master's degree in a quantitative field or related discipline

+ Experience overseeing  
** consumer card acquisition
** strategies, preferably in  
** co-brand
** and/or partner/channel-driven acquisition models

+ Familiarity with decisioning ecosystems (rules engines, underwriting platforms) and strategy change management controls

+ Experience supporting  
** audit, exam, and regulatory
** interactions; comfort with creating durable documentation and evidence trails

+ Track record of driving process improvement in risk monitoring, reporting, and governance routines

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in…