Portfolio Analytics & Strategy Analyst - Data, Modeling & Analytics

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are united in delivering the best experience for our customers and fostering an inclusive workplace where all employees feel respected, valued, and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst within PNC’s Data, Modeling & Analytics organization, you will be based in Philadelphia, PA or Wilmington, DE.

• Design analytical models to assess the risk of the card portfolio.
• Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making.
• Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth.
• Utilize Python, SQL, Excel, and Tableau to support data analysis and visualization.

• Strong proficiency in analytical tools and programming languages such as Python and SQL.
• Expertise in data visualization and reporting using Excel and Tableau.
• Excellent communication skills with the ability to translate complex data into clear business insights.

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for this role. The following items are required or preferred.

• Two or more years of professional experience in data analytics, risk analytics, or a related field. A bachelor’s degree or comparable combination of education, job‑specific certification(s), and experience is preferred.
• Proficiency in Python and SQL for data manipulation and analysis.
• Experience with data visualization tools such as Tableau and Microsoft Excel.
• Strong analytical and quantitative skills with the ability to translate complex data into actionable business insights.
• Excellent written and verbal communication skills.

Base Salary: $82,500.00 – $

This role is incentive eligible with the payment based upon company, business and/or individual performance.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future, including medical and prescription drug coverage (with a Health Savings Account feature), dental and vision options, life insurance, short‑ and long‑term disability protection, 401(k) with PNC match, pension and stock purchase plans, dependent care reimbursement account, adoption, surrogacy, and doula reimbursement, educational assistance, and a robust wellness program with financial incentives.

Paid…