Portfolio Analytics & Strategy Analyst Senior - Data, Modeling & Analytics

## Portfolio Analytics & Strategy Analyst Senior - Data, Modeling & Analytics Apply locations:
Delaware Avenue Offices (DE023) time type:
Full time posted on:
Posted Todayjob requisition :
R223882#
** Position Overview
** At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Portfolio Analytics & Strategy Analyst Senior within PNC's Data, Modeling & Analytics organization, you will be based in Wilmington, DE or Philadelphia, PA.

Key Responsibilities:

• Design analytical models to assess the risk of the card portfolio.  
• Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making.  
• Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth.  
• Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization.
Preferred skills and experience:

• Experience across related fields including consumer lending, credit risk analytics, loss forecasting, and portfolio performance analysis.  
• Strong proficiency in analytical tools and programming languages (e.g., Python, SQL).  
• Expertise in data visualization and reporting using Excel and Tableau.  
• Excellent communication skills with the ability to translate complex data into clear business insights.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.#
** Job Description
*** Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
* Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
* Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
* Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
* Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* ** Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* ** Managing Risk** - Assessing and effectively…